Matriculation Misery for Indians

/* April 19th, 2019 by poobalan | View blog reactions No comments »
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For those who don’t get the above (hint: watch the ending of Bahubali), there is a proverb in Malay: harapkan pagar, pagar makan padi.

For last one week, we have been hearing all kinds of rumours about the matriculation results which came out on 15th April. For last few years, Indian community were given additional seats (1500) as a means of tool to uplift the community socioeconomically. It offered a faster and cheaper route to university.

After winning the elections last year, the Minister even announced ADDITIONAL 1000 seats for B40 from Chinese community. I’m happy for that. Everyone had high hopes, felt good. and expected thing to remain SAME for this year. Since no news from MOE saying others, its good lah right?

When parents started to line up at Putrajaya this week for rayuan (appeal), seems like things have changed. But why no information for coming?

Then today, MOE released the following statement (refer their FB ) on “penjelasan lanjut”. In this statement its clearly mentioned that MOE is sticking to old formula of 90/10 (90% bumiputera and 10% for others). This means, about 2500 seats only for non-bumiputera (total seats about 25,000). Is it possible for Indian community to get 1500 places from a quota of 2500?

Secondly, there is a quota within quota, meaning within the initial racial quota, 60% of seats is for B40 groups and balance is for M40 and T40. Fine with us. Its good.

The problem with reverting to old system is that not informing your stakeholder/customers in advance accordingly. Why never inform last year when the application was opened? By keeping quiet you have misled them into believing their kids have a chance of furthering their studies in a cheaper, faster way. As it is, places for Asasi (foundation) has been reduced tremendously for non-bumiputera (only 2 or 3 IPTA offering), leaving only Form 6 or diploma studies at IPTA/Politeknik as public education options. Was it due to a string of by-elections, by any chance? To me, this is cowardice and betrayal.

At the very least, MOE can inform that this is the last time giving extra seats for other communities. Next year onward will be back to 90/10. At least we all will know where we stand, can plan ahead and not waste time applying.

This move by MOE leadership also puts unnecessary pressure on the Indian ministers in cabinet. They now have to figure out how to get out this hole. Maybe they should all resign en-bloc as sign of protest.


The irony, just this week our PM said this:

The best investment that can be made is in education. Education raises the potential of the individual through value-added means, which, in turn raises the potential of businesses and economies to perform well,” he said in his speech at the Asia School of Business’ (ASB) Master of Business Administration (MBA) convocation ceremony, here, today.

Are you investing wisely?

PS: no need heroics by later increasing seats and saying that the government has listened. That is so old. We are beyond that.


Dual Language Program (DLP) latest Circular 2018

/* November 2nd, 2018 by poobalan | View blog reactions 2 comments »
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The latest circular (pekeliling) on Dual Language Program (DLP) was rather quietly published on 5th October 2018. The title – Surat Pekeliling Ikhtisas Bil 8 Tahun 2018 (Garis Panduan Pelaksanaan Dual Language Programme (DLP) di sekolah-sekolah KPM Tahun 2018).  Link to DLP circular on MOE website:

The silence is quite understandable as there are some opposing view on DLP even though it has been stressed many times that its optional and depends on the parents’ request and consent.

This post will not cover the background of DLP. Instead it focuses on the content of this new circular and hopes to highlight key points which may help parents and school administrators.

The document contains 2 parts: the first 3 pages (the page with signature is strangely missing) are the cover letter and the balance is the garis panduan (guideline).

1. Page 2 Item 7 states that previous circulars are now void and is replaced by the current one. So, need no make any reference to the earlier ones.


2. Criteria for DLP remains at four (criteria 2 should be labelled as (b)), but there are some interesting changes.

Let’s look into each of them.

Criteria a) – School should (hendaklah) have sufficient resources. Resources here means teachers, classrooms and materials. Obviously materials will come form MOE (text books) while classroom is not an issue. Only teacher qualification may be a constraint, but as long as the teacher is currently qualified to teach science/maths, it should not be even a problem, because after all, its just primary/secondary school level subject right? Anyhow the teacher criteria is described in section 6.2. Basically if the teacher has credit in SPM English, has taught science/maths for at least 3 years or has a minimum diploma qualification in science/maths related course,  then he/she is qualified.

Criteria b) (or 2) – School HM or principal should (hendaklah) have discussion with teachers and state education department to prepare short term and long term plans to ensure effectiveness and continuity of DLP in terms of teachers, students, classrooms and other resources. So, decision should be made after consultation with the PPD/JPN.

Criteria c) – Application from a minimum of 15 parents should (hendaklah) be obtained to proceed with DLP. If the number of application is insufficient, parents must (perlu) be informed. Previously, no minimum number was set at application level, but for class to begin need to have minimum 15 students.

Criteria d) – the school’s BM results at UPSR/SPM level must be equal or more than the level set by MOE (the level is not defined in the circular, which is a very smart move). Previously it was tied to the national average which meant that many schools are not able to proceed with DLP.


3. Implementation of DLP can only begin at Year 1 or Form 1, unlike previously which can also begin at Year 4 and Form 4. Also, once started, the class must continue until Year 6/Form 5 even if the number of students dropped below 15.


4. The confusion arises when I read on how to apply for DLP. As mentioned below in para 6.7.1.a, the application need to be started in the year preceding DLP implementation. So if school wants to start DLP in 2019, they should have applied by 31 March 2018! Problem is, this circular is published in October 2018 and the school themselves may not have any idea who are the parents of the new Year 1 students and whether they are interested to take up DLP option. So, this procedure and guideline assumes the initial interest comes from school, not parents. And this application process ends by June of current year whereby MOE gives approval to run DLP classes.

5. Clause 7 refer to responsibility of parents and school in application of DLP. School must give DLP application form to parents of Year 1/Form 1 students by 1st week of school. There is also an appeal process if the students is not selected for DLP.

All the relevant forms are  provided in the circular so schools need not waste time creating forms and so on. Example below is the application form for parents to fill up.



In conclusion, the new circular has removed some of the hurdles in implementing DLP. However since it was released very late, the deadline for schools to send application to run DLP is long over. Perhaps there were briefings held early of the year, but quite doubtful as no news on such briefing.  If the school didn’t make any application this year so far, MOE must give some leeway to allow schools to apply immediately and submit by some date before end of the year. Also there must a process for parents to initiate the application as some schools may be hesitant to implement DLP due to other agendas.

Fruit Plus candy contains beef gelatine

/* June 22nd, 2018 by poobalan | View blog reactions No comments »
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I’m sure many of us have come across this Fruit Plus candy before. Its commonly available in restaurants, mini markets, convenience store and is also one items provided in party packs for children’s functions. There are a variety of flavors (refer available.

For conservative Hindus and Buddhists (and also vegetarians), do remember to read the ingredients.

As you can see above, its stated “Mengandungi gelatin makan daripada lembu” and “Contains edible gelatine from beef”.

Unfortunately, quite a few Indian restaurants also sell this product. Hopefully consumers are more vigilant.

General Elections GE14 Indian Candidates Results

/* May 10th, 2018 by poobalan | View blog reactions No comments »
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This post is continuously updated until all results are finalised.

last updated: 4.25 am 10 May 2018. All updated except 2 seats in Selangor.


Pengundi: 100,900
Datuk P.Kamalanathan (BN) (27,392)
Leow Hsiad Hui (PKR)
P.Kumar (BEBAS) (426)
Dr. Wan Mat Sulaiman (PAS)
GE13 : Datuk P.Kamalanathan (BN) Majority: 3,414


Pengundi: 20,734
K.R. Parthiban (BN) (6800)
Idris Ahmad (PKR)
Jefri Mejan (PAS)
T. Kumaran (PRM) (76)
GE13: Idris Ahmad (PKR) Majority: 739


Pengundi: 36,034
Datuk Ir. Md. Nasir Ibrahim (BN)
Mohd. Sany Hamzan (PKR)
Koh Swe Yong (PRM)
Zaidy Abdul Talib (PAS)
B. Rajandran (108)
GE13: Zaidy Abdul Talib (PAS) Majority: 7,467


Pengundi: 30,873
Datuk N.Rawisandran (BN) (6072)
Amirudin Shari (PKR)
Mohammad Ibrahim (PAS)
Badrul Hisam Md Zin (BEBAS)
GE13: Amirudin Shari (PKR) Majority: 3,261


Pengundi: 40,264
Datuk Johan Abdul Aziz (BN)
Mohd. Rais Zulkifli (PKR)
S. Arutchelvan (PSM) (1293)
Mad Shamour Mad Kosim (PAS)
GE13: Datuk Johan Aziz (BN) Majority: 4,757


Pengundi: 82,698
Datuk Ang Chin Tat (BN)
Gobind Singh Deo (PKR) (60429) Majority: 47635
Mohd. Rosharizan Mohd Rozlan (PAS)
GE13: Gobind Singh Deo (DAP) Majority: 32,802


Pengundi: 42,882
Chai Ko Thing (BN)
Datuk Seri David Sew Kah Heng (PAS)
Rajiv Rishyakaran (PKR) (29,366) Majority: 25,835
GE13: Rajiv Rishyakaran (DAP) Majority: 15,842


Pengundi: 73,448
A.Pakas Rao (BN) (16,681)
Sivarasa Rasiah (PKR) (43,631) Majority: 26,634
Zainurizzaman Moharam (PSM)
Nuridah Mohd Salleh (PAS)
GE13: R.Sivarasa (PKR) Majority: 26,719


Pengundi: 40,953
Datuk Halimaton Saadiah Bohan (BN)
Shatiri Mansor (PKR)
Siti Rohaya Ahad (PAS)
Sivarajan Arumugam (PSM) (435)
GE13: Halimaton Saadiah Bohan (BN) Majority: 1,527


Pengundi: 106,124
Datuk M.Mohana (BN) (26412)
Datuk Abdullah Sani Hamid (PKR)
S.Manikavasagam (PRM) (525)
Dr. Abdul Rani Osman (PAS)
GE13: G. Manivannan (PKR) Majority: 23,790


Pengundi: 32,181
Khairul Anuar Saimun (BN)
Fakhrulrazi Mohd Mokhtar (PKR)
Nor Najhan Mohd Soleh (PAS)
S.Manikavasagam (PRM) (346)
GE13: Dr. Abdul Rani Osman (PAS) Majority: 9,079


Pengundi: 37,089
Datuk Saroni Judi (BN)
Dr. Daroyah Alwi (PKR)
Wan Hasrina Wan Hassan (PAS)
N. Ghandi (PRM) (120)
GE13: Dr. Daroyah Alwi (PKR) Majority: 7,846


Pengundi: 36,854
Dr. Mohd. Khairi Hussin (BN)
Datuk Abdul Rashid Asari (PKR)
Jeichandran Wadivelu (PRM) (52)
Dr. Halimah Ali (PAS)
GE13: Datuk Teng Chang Khim (DAP) Majority: 11,309


Pengundi: 136,222
Datuk Chin Eu Boon (BN)
Charles Anthony Santiago (PKR)
Khairulshah Kotapan Abdullah (PAS)
G.Puvananderan (BEBAS)
GE13: Charles Anthony Santiago (DAP) Majority: 24,685


Pengundi: 28,604
Datuk Sheikh Rajesh Sheikh Ahmad (BN)
Azmizam Zaman Huri (PKR)
V. Shanmuga Sundram (PSM)
Khalid Nayan (PAS)
GE13: Tan Sri Abdul Khalid Ibrahim(Bebas) Majority: 2,994


Pengundi: 54,864
Tee Hooi Ling (BN)
Tony Leong (PKR)
G.S Santokh Singh (PAS)
GE13: Tan Pok Shyong (DAP) Majority: 9,176


Pengundi: 41,261
R. Subramaniam (BN) (4506)
Dr. Gunaraj George (PKR) (38,106) Majority: 33,600
M. Telai Amblam (PRM) (79)
Rajan Manikesavan (PAS) (1722)
PS Rajoo (95)

GE13: V. Ganabatirau (DAP) Majority: 13,369


Pengundi: 121,126
V.Gunalan (BN) (17,874)
Mohamad Sabu (PKR)
Mohamed Diah Baharun (PAS)
GE13: Dr. Siti Mariah Mahmud (PAS) Majority: 29,395


Pengundi: 38,342
Tiew Hock Huat (BN)
V. Ganabathirao (PKR) (28,617) Majority: 21,639
Burhan Adnan (PAS)
Abdul Razak Ismail (PSM)
Rajasekaran (93)
GE13: Mat Shuhaimi Shafiei (PKR) Majority: 12,510


Pengundi: 89,075
Shahril Sufian Hamdan (BN)
Dr. Xavier Jayakumar Arulanandam (PKR) (43,239) Majority: 17,112
Datuk Yahya Baba (PAS)
GE13: Abdullah Sani Hamid (PKR) Majority: 5,358


Pengundi: 23,989
Ng Chok Sin (BN)
Ronnie Liu (PKR)
Rohaya Mohd Shahir (PAS)
Harry Arul Raj Krishnan (79)
GE13:Lai Nyuk Lan(DAP) Majority: 1,972



Pengundi:  55,350
Datuk Seri Dr. S.Subramaniam (BN) (18,584)
Santhara Kumar (PKR) (24060) Majority: 5,476
Khairul Faizi Ahmad Kamil (PAS)
GE13: Datuk Seri S. Subramaniam (BN) Majority: 1,217


Pengundi: 21,958
Tan Chong (BN)
Dr S. Ramakrishnan (PKR) (9705) Majority: 2457
GE13 : Lim Eng Guan (DAP)  Majority: 1,401


Pengundi: 22,726
Datuk M Asojan Muniyandy (BN) (7192)
Datuk Dr Mahfodz Mohamed (PAS)
Tan Sri Muhyiddin Yasin (PKR)
GE13: M. Asojan (BN) Majority: 310


Pengundi: 17,834
Datuk Hassan Johari (BN)
Azman Ibrahim (PAS)
S Jeganathan (BEBAS) (364)
Md Ysahrudin Kusni (PKR)
GE13: Datuk Seri Saipolbahari Suib (BN) Majority: 1,455


Pengundi: 19,842
Datuk Onn Hafiz Ghazi (BN)
Mohd Jubri Selamat (PAS)
Murugan Muthusamy (PKR) (7085)
GE13: Abd. Mutalip Abd. Rahim  (BN) Majority: 2,518


Pengundi: 21,399
Teoh Yap Kun (BN)
Sheikh Umar Bagharib Ali (PKR)
Shamugam Munisamy (BEBAS) (61)
GE13: Teoh Yap Kun (BN) Majority: 103


Pengundi: 22,738
R.Vidyananthan (BN) (10.768) Majority: 2,861
Noorlihan Ariffin (PKR)
GE13: R. Vidyananthan (BN) Majority: 7,801


Pengundi: 28,638
K.Raven Kumar (BN) (12,309) Majority: 5,765
A Rahman A Hamid (PAS)
Rahamizon Abdul Ghani (PKR)
GE13: K. Raven Kumar (BN) Majority: 13,014


Pengundi: 60,686
Datuk Maulizan Bujang (BN)
Azman Atmin (PAS)
Gopalakrishnan Subramaniam (PKR) (26,573) Majority: 8,098
GE13: Datuk Maulizan Bujang (BN) Majority: 8,178


Pengundi: 61,079
Datuk Tan Cher Puk (BN)
R Kumutha (PAS) (2,605)
Liow Cai Tung (PKR)
GE13: Liow Cai Tung (DAP) Majority: 1,460


Pengundi: 70,928
Datuk S.Kanan (BN) (12,233)
Tan Hong Ping (PKR)
GE13: Dr. Boo Cheng Hau (DAP) Majority: 18,050



Pengundi: 26,015
Datuk Boey Chin Gan (BN)
Datuk Johari Abdul (PKR)
Muzaini Azizan (PAS)
M Palaniappan (BEBAS) (167)
GE13: Dr. Leong Yong Kong (BN) Majority: 1,296


Pengundi: 41,654
Datuk Jaspal Singh (BN) (9,449)
Summugam Rengasamy (PKR) (17,573) Majority: 5,635
Dr Mohd Ali Sulaiman (PAS)
GE13: R. Krishnamoorthy (PKR) Majority: 530


Pengundi: 101,829
Shahanim Mohamad Yusoff (BN)
Datuk Johari Abdul (PKR)
Shahrir Long (PAS)
Sritharan Pichathu (PRM) (279)
GE13: Datuk Johari Abdul (PKR) Majority: 9,548


Pengundi: 74,621
Datuk Dr. Leong Yong Kong (BN)
Karupaiya Mutusamy (PKR) (31,274) Majority: 8813
Muhamad Sobri Osman (PAS)
GE13: Surendran Nagarajan (PKR) Majority: 8,437


Pengundi: 44,938
Thuraisingam Muthu (BN) (7,489)
Azman Nasrudin (PKR)
Ahmad Taufiq Baharum (PAS)
GE13: Azman Nasrudin (PKR) Majority: 9,084



P.115 BATU
Pengundi: 73,533
Dr. Dominic Lau Hoe Chai (BN)
Azhar Yahya (PAS)
VM Panjamothy Muthusamy (BEBAS) (383)
Prabakaran M Parameswaran (BEBAS) (38125)
GE13: Chua Tian Chang (PKR) Majority: 13,284


Pengundi: 71,916
Datuk Dr. Loga Bala Mohan (BN) (7,442)
Yeoh Tseow Suan (PKR)
Mohd. Solleh Abdul Razak (PAS)
GE13: Lim Lip Eng (PKR) Majority: 19,199



Pengundi: 32,048
Datuk C. Sivaraajh (BN) (10,307) Majority: 597
Wan Mahadir Wan Mahmud (PAS)
M. Manogaran (PKR) (9710)
Mohd. Tahir Kassim (BERJASA)
Suresh Kumar (PSM) (680)
GE13: Datuk Seri G.Palanivel (BN) Majority: 462


Pengundi: 19,505
Leong Tack Man (BN)
Chiong Yoke Kong (PKR)
Datuk S. Kumar (PAS) (600)
GE13: Leong Ngah Ngah (DAP) Majority: 3,144


Pengundi: 67,359
Datuk Seri Liow Tiong Lai (BN)
Wong Tack (PKR)
N. Balasubramaniam (PAS) (5,706)
GE13: Datuk Seri Liow Tiong Lai (BN) Majority: 379


Pengundi: 11,971
Datuk R. Goonasekaren (BN) (3879)
Kamache A. Doray Rajoo (PKR) (4374)  Majority: 495
Mohd. Khairuddin Abdullah (PAS)
T. Karunaneethi (BEBAS) (145)
GE13: Kamache A. Doray Rajoo (DAP) Majority: 117



Pengundi: 24,860
Ang Chor Keong (BN)
Fabian George Albart (PFP)
Teoh Chai Deng (PRM)
M Hari Devyndran (MU) (106)
Soon Lip Chee (PKR)
GE13: Lim Hock Seng (DAP) Majority: 11,855


Pengundi: 18,414
J. Dhinagaran (BN) (3918)
M. Satees (PKR) (10,701) Majority: 6,783
Jasper Ooi Zong Han (PFP)
Teoh Huck Ping (PRM)
Teoh Uat Lye (MU)
GE13: A. Tanasekharan (DAP) Majority: 5,161


Pengundi: 59,144
Jayanthi Devi Balakrishna (BN) (9130)
Kasthurirani Patto (PKR) (42,683) Majority: 33,553
Jay Kumar Balakrishna (PAS) (2636)
Datuk Ooi Khar Giap (PFP)
GE13: P. Kasthurirani (DAP) Majority: 25,962


Pengundi: 16,064
Suresh Muniandy (BN) (2194)
P.Ramasamy Palanisamy (PKR) (11243) Majority: 9049
Ooi Khar Giap (PFP)
M Samuganathan (PRM) (37)
G Asoghan (33)
Isumary Retnam (BEBAS) (23)
GE13: Prof. P. Ramasamy (DAP) Majority: 7,959


Pengundi: 23,334
Hartini Tan Abdullah (BN)
Goh Choon Aik (PKR)
Kumaravelu Arumugam (PAS) (735)
Ong Seong Lu (PFP)
Goh Bee Koon (PRM)
GE13: Law Choo Kiang (PKR) Majority: 11,020


Pengundi: 12,752
Tang Heap Seng (BN)
Lim Guan Eng (PKR)
Tan Gin Theam (PCM)
R Manikandan (MU) (83)
GE13: Lim Guan Eng (DAP) Majority: 7,744


Pengundi: 19,927
Lim Swee Bok (BN)
Gooi Zi Sen (PKR)
Chew Seng Tung (PRM)
Koay Teng Lye (MU)
Ragindran Sivasamy (BEBAS) (87)
GE13: Lau Keng Ee (DAP) Majority: 13,600


Pengundi: 72,772
J Baljit Singh (BN) (12,529)
RSN Rayer (PKR) (50,700) Majority: 38,171
Tan Sim Bee (MU)
GE13: Ooi Chuan Aun (DAP) Majority: 25,750


Pengundi: 22,034
Lee Boon Ten (BN)
Jagdeep Singh Deo (PKR) (13,712) Majority: 9,561
M Nicholas Diane (PFP)
Lim Boo Chang (MU)
Muhammad Majnun Abdul Wahab (BEBAS)
GE13: Jagdeep Singh Deo (DAP) Majority: 5,020


Pengundi: 84,755
Low Joo Hiap (BN)
Ramkarpal Singh (PKR) (65,622) Majority: 55,951
Lai Xue Ching (MU)
GE13: Ramkarpal Singh (DAP) Majority: 37,659


Pengundi: 29,541
Hng Chee Wey (BN)
Kumaresan Aramugam (PKR) (21,079) Majority: 17,273
Vikneswaran Muniandy (PAS) (1176)
Teoh Kean Liang (PFP)
Teoh Kok Siang (MU)
GE13: T. Jayabalan (PKR) Majority: 9,857


Negeri Sembilan

Pengundi: 11,336
Datuk L. Manickam (BN) (3702) Majority: 1,062
S Musliadi Sabtu (PKR)
Mohd Fairuz Mohd Isa (PAS)
S. Surash (BEBAS) (2640)
GE13: Datuk L. Manikam (BN) Majority: 2,691


Pengundi: 20,629
Leaw Kok Chan (BN)
J. Arul Kumar (PKR) (14,219) Majority: 9,825
Mohd Abu Zarim Abdul Rahman (PAS)
GE13: J. Arul Kumar (DAP) Majority: 4,047


Pengundi: 18,634
Lim Kok Kian (BN)
Chew Seh Yong (PKR)
S. Balamurugan (PAP) (92)
GE13: Siow Kim Leong (DAP) Majority: 8,270


Pengundi: 88,403
Ng Kian Nam (BN)
Cha Kee Chin (PKR)
Mohd Khairil Anuar Mohd Wafa (PAS)
A. David Dass (PAP) (302)
GE13: Teo Kok Seong (DAP) Majority: 24,101


Pengundi: 15,158
Datuk Hasim Rusdi (BN)
Ismail Ahmad (PKR)
Mohd Khairil Anuar Mohd Wafa (PAS)
A. David Dass (PAP) (46)
GE13: Datuk Hasim Rusdi (BN) Majority: 1,511


Pengundi: 15,144
Yap Siok Moy (BN)
Mary Josephine Prittam Singh (PKR) (10,018) Majority: 6560
P. Saraswathy (PAP) (66)
GE13: Marry Josephine Prittam Singh (DAP) Majority: 1,964


Pengundi: 20,541
Ho Choy Shin (BN)
Yap Yew Weng (PKR)
T. Parimala Devi (PAP) (101)
GE13: Wong May May (DAP) Majority: 6,089


Pengundi: 15,761
Datuk Choong Vee Hing (BN)
P. Gunasekaren (PKR) (13,760) Majority: 10,507
X. Sagaya Rajan (PAP) (99)
GE13: P. Gunasekaren (DAP) Majority: 3,335


Pengundi: 70,524
Datuk V. Mogan (BN) (18,515)
Danyal Balagopal Abdullah (PKR) (36,225) Majority: 17,710
Mahfuz Roslan (PAS)
GE13: Datuk Kamarul Baharin Abbas (PKR) Majority: 1,579


Pengundi: 14,926
R. Thinalan (BN) (3,336)
M. Ravi (PKR) (7,366) Majority: 4,030
Kamarol Ridzuan Mohd Zain (PAS)
GE13: M.Ravi (PKR) Majority: 3,260


Pengundi: 19,107
Koh Kim Swee (BN)
S. Veerapan (PKR) (9,568) Majority: 4,758
Abdul Razakek Abdul Rahim (PAS)


Pengundi: 27,894
T. Thangarani (BN) (2,682)
A. Sivasumbramaniam (PKR) (18,005) Majority: 15,323
R. Mohanarani (PSM) (813)

Pengundi: 81,399
Leong Chee Wai (BN)
V. Sivakumar (PKR) (52,850) Majority: 43,868
K. Kunasekaran (PSM) (955)

Pengundi: 24,729
K. Thankaraj (BN) (1,753)
Cheah Poh Hian (PKR)
M. Sarasyathy (PSM) (944)

Pengundi: 22,842
Chang Gwo Chyang (BN)
Leong Cheok Keng (PKR)
K. Bawani (PSM) (213)

Pengundi: 45,174
Datuk M. Saravanan (BN) (16086) Majority: 614
Mohamed Azni Mohamed Ali (PKR)
Norazli Musa (Pas)

Pengundi: 31,242
Datuk Khairuddin Tarmizi (BN)
G. Manivannan (PKR) (10,220)
Mohd. Misbahul Munir Masduki (Pas)

Pengundi: 31,439
Kong Sun Chin (BN)
Terence Naidu @ Raja Naidu (PKR) (19,480) Majority: 14,520
S. Kumaresan (Pas) (939)

Pengundi: 12,922
P. Panirchelvam (BN) (4,085)
G. Saminathan (PKR) (4,392) Majority: 307
Emransyah Ismail (Pas)

Amanah Saham 1Malaysia (AS1M) for Indian Community

/* January 26th, 2018 by poobalan | View blog reactions 2 comments »
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According to the Malaysian Indian Blueprint, one of the initiatives planned for the Indian community is a special allocation to invest in Amanah Saham 1Malaysia (AS1M). This was also mentioned in Budget 2018 speech by Prime Minister. A total of RM1.5billion is allocated via AS1M fund to the community, with a maximum limit of 30,000 units per person. That means about 50,000 people if everyone fully utilise their allocation.

The agency in charge is SEDIC, an unit under the Prime Minister’s Department. You can find SEDIC’s FB post on AS1M here.

To help those in low income category, specifically the B40 group (having household income below Rm4680 as of 2017), the government is given a soft loan of RM5,000 per person. RM500 million is allocated for 100,000 families via interest-free loan for five years (monthly repayment of RM83++ for 5 years). It is expected that the return from the investment will be sufficient to pay for the loan.  However based on the dividend rates for past few years, assuming return of 6.5%, the dividend will be RM325 while repayment for 12 months will be RM1,000.

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The procedure to apply for the RM5,000 soft loan will be announced in February and remember it is for the low income category define as in B40 group. However, regardless of being in B40 group or not,  you can start buying the AS1M units starting from Monday 29th January 2018.

The units can be bought beginning 29 January 2018 from ASNB branches  (click here to see list of branches) or its agent banks (Maybank, CIMB, RHB, POS Malaysia, Affin Bank, Alliance Bank, Am Bank, Bank Muamalat or Bank Simpanan Nasional).

For those already having invested in AS1M before, you can top-up until reach 30,000 unit at the branches or via online at .

If you are wondering about the unit prices, AS1M trades at RM1 per unit as shown below (price from ASNB website:

Let’s do a rough calculation for 5 years with 6.5% return per annum:

Year Investment Value (RM) Dividend (RM)
2018 5000.00 325.00
2019 5325.00 346.13
2020 5671.13 368.62
2021 6039.75 392.58
2022 6432.33 418.10

With RM5,000 investment, you can get RM6,850.43, a return of 37% or average of 7.4% per year.

Its obviously better than FD rates, but face competition from unit trusts which tend to offer better returns (Disclaimer: I’m not promoting any unit trust products).  For those looking to diversify their investments, can consider investing some amount in AS1M or even other unit trusts under ASNB provided you are qualified.

Read the  ASNB Statement on AS1M.

And finally, some info on eligibility:


    1. Kriteria Kelayakan
      1. Apakah kriteria–kriteria kelayakan untuk memohon Skim ini?
        • Permohonan terbuka kepada masyarakat India warganegara Malaysia:
          • Akaun Dewasa (18 tahun ke atas)
          • Akaun Bijak (ibu bapa atau penjaga sah yang melabur bagi kanak-kanak warganegara yang berumur 18 tahun dan ke bawah serta mempunyai sijil kelahiran yang sah).
        • Pemohon tidak mempunyai pegangan unit AS 1Malaysia atau telah menjadi pemegang unit namun mempunyai pegangan unit kurang daripada 30,000 unit.
        • Pemohon tidak diisytiharkan muflis semasa memohon serta sepanjang tempoh penyertaan dalam Skim.
    1. Cara-cara Memohon
      1. Bagaimanakah saya membuat permohonan untuk melanggan unit-unit tambahan AS 1Malaysia ini?

Pemohon yang berminat bolehlah datang ke Cawangan ASNB atau mana-mana Ejen ASNB di seluruh negara:

        • Maybank
        • CIMB
        • RHB
        • Pos Malaysia
        • Bank Simpanan Nasional (BSN)
        • Affin Bank
        • Alliance Bank
        • AmBank
        • Bank Muamalat Malaysia Berhad


      1. Selain daripada Cawangan ASNB dan Ejen ASNB, apakah saluran lain untuk saya melanggan unit-unit tambahan AS 1Malaysia ini?
        1. Portal myASNB: Pemegang unit sedia ada yang mempunyai baki kurang daripada 30,000 unit dalam AS 1Malaysia dan telah mendaftar sebagi pengguna Portal myASNB boleh menambah pelaburan AS 1Malaysia di Portal myASNB, tertakluk kepada unit-unit yang masih ada untuk dilanggan.
        2. Perbankan Internet: Tambahan pelaburan juga boleh dilakukan secara atas talian menerusi Maybank2u, CIMBClicks, AffinOnline dan RHBNow, tertakluk kepada terma dan syarat serta unit-unit masih ada untuk dilanggan.
        3. Bentuk bayaran: Pemohon boleh membeli unit-unit tambahan AS 1Malaysia menggunakan Tunai/ Bank Deraf/Cek/Banker’s Cheque, tertakluk kepada unit-unit yang masih ada untuk dilanggan.




  • Pelaburan melalui cek atau bank deraf atau Banker’s Cheque hanya boleh dilakukan di ASNB Kaunter Utama Kuala Lumpur atau cawangan ASNB sahaja.


  • Cek pelaburan tambahan hanya diterima atas nama ‘Amanah Saham Nasional Berhad’.
  • Pelaburan melalui cek atas nama `Pemegang Unit’ atau Penjaga Berdaftar’ dibenarkan sekiranya cek dikeluarkan oleh yang berikut:



            1. Kerajaan Malaysia
            2. Syarikat di bawah Kumpulan PNB
            3. Syarikat Berkaitan Kerajaan (GLCs)
            4. Syarikat Penerima Labur PNB (Investee Company)

         Permohonan melalui Cek/Bank Deraf/Banker’s Cheque adalah tertakluk kepada tarikh Cek/Bank Deraf/Banker’s Cheque dijelaskan.

        1. Skim Pelaburan Ahli KWSP : Pemohon boleh membeli unit-unit tambahan AS 1Malaysia melalui Skim Pelaburan Ahli KWSP, tertakluk kepada unit-unit yang masih ada untuk dilanggan. Transaksi langganan unit hanya akan disahkan apabila ASNB menerima pembayaran dari pihak KWSP (mengambil masa 7 hari bekerja daripada permohonan pelabur diterima hingga pembayaran oleh KWSP).


Walau bagaimanapun langganan unit-unit tambahan AS 1 Malaysia ini berdasarkan ‘siapa cepat dia dapat’ dan tertakluk kepada unit-unit yang masih ada untuk dilanggan.

Read more at ASNB page.