Apply for TEKUN loan

April 30th, 2009 by poobalan | View blog reactions Leave a reply »
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Updated info on Skim Pinjaman Usahawan Muda India (SPUMI) by TEKUN:

To read about the scheme:

(i) http://www.tekun.gov.my/web/guest/34

(ii) http://www.tekun.gov.my/web/guest/34?p_p_id=56_INSTANCE_9HBx&p_p_lifecycle=0&p_p_state=normal&p_p_mode=view&p_p_col_id=column-content&p_p_col_count=1&page=3

To register online: http://112.137.162.5/tekundev/online2/permohonan/index.cfm

——————————————————————————————————————————————————-

Application Forms for ‘Tekun’ Loan is now available at:

Yayasan Strategik Sosial (YSS)
Tingkat 5, Menara Manickavasagam
No 1, Jalan Rahmat
50350 Kuala Lumpur
Malaysia
Phone: 6-03-4041 5958 (Mr Nareen)
Fax: 6-03-4041 5681
Email: enquiries@yss98.com

YSS will also be holding workshops every Wednesday from 10.00 am to 1.00pm at its office to brief applicants on how to apply and how to fill up the forms.

Closing Date : 15th June, 2009

Refer:

YSS website

Tekun website

Garis Panduan & Kelayakan Memohon

  • Warganegara Malaysia
  • Berumur 18 hingga 45 tahun
  • Pemohon berdaftar dan memiliki sijil pendaftaran Suruhanjaya Malaysia (SSM)
  • Peminjam harus terlibat sepenuh masa dalam perniagaan
  • Menyediakan satu rangka pelan perniagaan yang ringkas dan padat
  • Individu yang diisthiyarkan bangkrap/muflis tidak layak memohon.
  • Keperluan dokumen-dokumen perniagaan adalah ditetapkan oleh YSS dan Tekun Nasional
  • Keputusan YSS dan Tekun Nasional

Jenis Pinjaman & prosuder Pinjaman SPUMI

  • PINJAMAM SPUMI MIKRO (RM 500 hingga RM 10,000) ditentukan oleh pihak pengurusan TEKUN Nasional
  • PINJAMAN SPUMI MIKRO SEDERHANA (RM 10,000 hingga RM 30,000) ditentukan oleh pihak pengurusan TEKUN Nasional.
  • Tenpoh pembayaran balik ansuran adalah masa 3 tahun hingga 5 tahun dengan kadar faedah tetap 4% setahun.
  • Skim ini mengikut format TEKUN dalam membiayai pinjaman perniagaan
  • TEKUN akan mengenakan bayaran RM 30 sebagai yuran pemprosesan.
  • Elemen insurans dan simpanan juga ditetapkan dalam perniagaan ini.

Nota tambahan:

  • Borang diberi dengan percuma
  • Tiada Kos Urusetia
  • Maklumat lanjut sila hubungi pihak YSS
  • Borang terus diserahkan kepada pegawai YSS (pihak YSS tidak mengamalkan penghantaran melalui orang tengah)
  • Pemohon dinasihatkan membuat satu salinan dokumen sebelum menghantar kepada YSS.
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203 comments

  1. manohar dass says:

    masalak saya:- saya mempunyai semua dokemen yg tekun minta tetapi saya hendak tahu bahawa saya hendak membuka sebuah workshop adakah tekun sanggup menolong mengatasi kesusahaan saya sebeb sudah 2 genration kami masih tidak mempunyai bengkel sendiri adakah tekun sanggup menolang org macam kami…..

    yang benar,
    manohar dass
    senawang seremban

    • poobalan says:

      En Manohar,

      Loan Tekun untuk orang India boleh dimohon melalui YSS:

      Yayasan Strategik Sosial (YSS)
      Tingkat 5, Menara Manickavasagam
      No 1, Jalan Rahmat
      50350 Kuala Lumpur
      Malaysia
      Phone: 6-03-4041 5958 (Mr Nareen)
      Fax: 6-03-4041 5681
      Email: enquiries@yss98.com

      atau En cuba pergi ke pejabat MIC di Seremban untuk maklumat lanjut.

  2. kathy says:

    To Whom be concern

    I was apply for the tekun nasional on jun’09 but until today no calls n reply from the relevant department.

    Because of this loan i was depent alot on this and borrow money from few along and now i’m facing alot of financial problem.

    I hope wit this comment coloum i can get the solutions.

    tq

  3. paan says:

    saya paan..saya mempnyai daftar niaga n stepmen bank yg ok..masalah yg saya hadpi sekrng modal saya tdk menckpi untuk membka kadai bundle saya…adakh pihak tekun blh membantu saya..saya memerlukn modal anggrn 10@8ribu…

  4. T.Kani says:

    i just run my bisnes in proper way that means with register & open current acc just past one year,so what my question is may for this TEKUN LOAN, ?
    my bank statment balance some time very poor how?
    i hv , 2 localman technician which i pay them daly basis, currently i doin all kind of A/Cond works, Projector screen, LCD, PLASMA TV,NETWORKING, CCTV installation, & DEALING WITH GENERAL CAR INSURANS,so pls reply to me, tq VALGA TE

    • poobalan says:

      This TEKUN loan is a bit confusing. Some say its for established business who need capital to expand, others say you can apply for loan to START a business. The officers will give you a runaround until get confused. The last I heard, the funds allocated for Indians have finished! Anyway, best to check with YSS or MIC since TEKUN won’t entertain the application directly (or so I was told).

  5. kumarasivam says:

    Gud Evening sir,
    i would like to ask weather is the tekun lone able for opening up farm.
    its becouse we have i pic of land behind our house and we wer like to rare fish such as keli and siakap.thx

    • poobalan says:

      Hi,

      I think the TEKUN loan for Indians is open next year only, this year allocation finished it seems. You have to check with state MIC or YSS offices to get more details.

  6. niesa says:

    salam,
    saya ada sebuah perniagaan bersama suami saya, perniagaan kami ok..cuma masalah saya sekarang ni ialah kurang modal untuk projek yang lain memandangkan banyak payment yang lambat dr jabatan kerajaan..soalan saya boleh kah saya nk membuat loan sebanyak 50 ribu?..

  7. wanie says:

    adakah pinjmn TEKUN terhad kpd sesuatu jenis perniagaan shj?bolehkah mbuat pnjamn utk bidang spa kecantikan?brapa anggaran loan yg boleh dbuat utk spa?

    • poobalan says:

      Hi Wanie,

      TEKUN boleh memberikan pinjaman kepada perniagaan dalam industri berikut:

      * Perkhidmatan
      * Pelancongan / Rekreasi
      * Pemborongan
      * Pembinaan
      * Penternakan dan Akuakultur
      * Pertanian
      * Pengangkutan
      * Pendidikan
      * Peruncitan & Perdagangan
      * Pembuatan

      Kalu nak setup Spa, rm50,000 tak cukup. You kena apply di SMEBank dalam RM200,000 atau lebih (anggaran saya).

  8. Jamuna says:

    Hi,

    Im planning to set up a call center to sell hotel tickets internationally, will tekun help us to fund us the money. Roughly how much

  9. mizie says:

    syarikat saya adalah sub-con yang terlibat dalam industri telekomunikasi, telah bergerak secara aktif selama setahun lebih. memerlukan pinjaman untuk membeli peralatan yang selama ini saya sewa dari syarikat lain. kerja saya lebih kepada bahagian “planning set-up coverage” bagi CELCOM, DIGI & MAXIS. boleh pihak tuan beri maklumat kepada siapa perlu saya berhubung? pinjaman saya dalam lingkungan 100k – 130k atau sebahagian yang perlu. terima kasih

  10. nordin says:

    saya mempunyai 2 buah lori yang diguna untuk mengangkut buah sawit dengan felda.saya mahu menambah bilangan lori tersebut memandangkan permintaan dan kontrak kerja yang telah diperolehi dengan felda.tetapi saya kekurangan modal untuk membeli lori-lori tambahan.bagaimana tekun boleh membantu saya?

  11. riena says:

    saya ingin bertanya..sekiranya saya sudah ada 1 company ingin membekal segala alatan mengenai pakaian,tapi tiada modal untuk bermula..boleh kah tekun membari pinjaman?

  12. singam says:

    hiii
    saya nak tanya..saya ni berminat untuk menternak kambing n ayam kampung…masalah saya adalah kekurangan madal…tapi uncle saya mempunyai sebidang tanah ddan saya boleh mengunakan nya….apakah yang patut saya buat???

    • poobalan says:

      singam,

      encik boleh prepare proposal dan cuba dapatkan loan daripada bank (contohnya agrobank). untuk bantuan idea dan lain lain, boleh berjumpa dengan kementerian pertanian (www.agribdc.gov.my) ataupun pergi ke jabatan veterinar yang berhampiran (www.dvs.gov.my) .

  13. ani says:

    i m a student doing medicen in india,i lack of money to continieu ma studies..should i get loan for tis?

  14. eswar says:

    i am an university student. i like to do small business like car wash or barber shop. can i get apply for the loan from tekun now…..realy i need some cash to open that business…..so how……

  15. dear sir, with a kind request. Me and two of my friends have just started a business related to sound system, hall decoration( stage show, wedding, dinner, and corporate functions ). We are now facing with financial support whereby there were no support because we are youths and started for few months ago. So, we need money to upgrade our business seems we are taking rental from other success companies. We will like to apply the TEKUN NASIONAL loan. Do kindly reply to our request. thank you for cooperation.

    sincerely,
    kisha production

    Prakash ( 016-xxxxxx )

    • poobalan says:

      Hi Prakash,

      You have to apply to TEKUN ia MIC. So, go to the MIC office in your state and get the forms. You can also contact YSS (MIC’s research organisation). Other than that, Kementerian Belia dan Sukan also offer loans via MPEB (link is on my blog – at the bottom of the sidebar). Also, how about SME Bank. can give a try.

  16. Saravanan says:

    HI,

    Im intend to open a business. My fried is selling of his barber shop which he run’s the business at the same place for 15 years. Im intend to buy the business. Will tekun help me?

    • poobalan says:

      Hi Sara,

      You can ask the MIC office for details. Refer to the posting and contact MIC/YSS office for details. But I think you need to own a business first before applying for TEKUN.

  17. norashikin says:

    salam,

    sy nora sy tinggal di manjung perak.sy nak bertanya kan soalan.
    sy bekerja di butik sekarang majikan sy mahu menjual kedai nya dan meminta sy mengambil alih kedainya.masalah nya skrg boleh kah sy sekiranya membuat pinjaman perniagaan untuk memenguruskn perniagaan itu?dan sekiranya boleh berapakah pinjaman yang boleh di berikan?

  18. sal says:

    salam sejahtera,

    saya sal ingin menanyakan soalan :-
    1. saya masih belum ada ssm tapi saya berminat memulakan perniagaan kecil2lan seperti membuka sebuah gerai menjual Waffle, jagugung cup dan beberapa makanan ringan yang lain dan juga saya masih belum mepunyai tapak untuk berniaga. Adakah saya layak memohon untuk membuka perniagaan tersebut?
    2. saya tinggal di sekitar johor bahru, dan sekiranya boleh dimana pejabat tekun di johor bahru?
    3.di sekitar kediaman saya sekarang ada projek membina sebuah pasaraya yang dijangka siap bulan 5 2010 dan saya amat tertarik untuk mebuka sebuah gerai kecil2lan. saya juga tidak ada modal untuk membuka gerai tersebut.

    saya harap encik dapat membantu. terima kasih

    • poobalan says:

      Hi Sal,

      syarat kelayakan adalah seperti berikut:

      Bumiputera dan berumur 18 – 65 tahun.
      Mempunyai cadangan atau rancangan perniagaan usaha niaga yang berpotensi dan berdaya maju.
      Mempunyai Lesen / Permit / Daftar Perniagaan yang sah ( Pembiayaan di bawah RM5,000.00 tidak perlu Pendaftaran Perniagaan [ SSM ] ).
      Mempunyai tempat / lokasi perniagaan yang khusus atau berniaga secara bergerak ( mobile ).
      Terlibat secara langsung dan sepenuh masa dalam perniagaan. ( Pembiayaan sehingga RM5,000.00 boleh dipertimbangkan bagi pemohon yang berniaga secara sambilan ).
      Pembiayaan perniagaan sedia ada tidak melebihi RM 50,000.

      Anda boleh menghubungi pejabat Tekun di BB Uda:

      TEKUN NASIONAL
      PEJABAT NEGERI JOHOR
      NO. 66 JALAN PADI 1,
      BANDAR BARU UDA,
      81200 JOHOR BAHRU,
      JOHOR DARUL TA’ZIM.
      TEL : 07-2371227 / 1337
      : 07-2351466 / 1477
      FAX : 07-2351596
      (U.P.: En. Zuraidi Khalid)

  19. shafika says:

    salam,
    saya ingin menanyakan soalan:
    saya ingin membuka sebuah cybercafe, tekun boleh bagi pinjaman berapa? dan apa yang saya harus buat untuk memohon pinjaman untuk memulakan perniagaan ini…
    saya harap pihak encik dapat membantu,,,
    terima kasih

    • poobalan says:

      Salam shafika,

      Tekun boleh bagi maksimim rm50,000 sahaja. Rasanya mungkin tak cukup untuk satu CC yang kira “OK”. mungkin you kena top up sikit lagi (dalam 20-30k) sebagai backup.

      untuk buat permohonan, sila layari laman web tekun http://www.tekun.gov.my di mana prosedur permohonan dinyatakan dengan jelas.

  20. Kalaivaani says:

    Dear Mr. Poobalan,

    I wish you a good day. I would like your advice in applying for TEKUN loan. I realise that i have to apply through MIC or YSS.
    I have experience in operating a kindergarden. Now, i am planning to open my own child-care centre. Can you tell me how much loan will TEKUN grant me? HOw i should go about applying? Should I wait until then to apply?? I hope you can help me with these enquiries. Thank you, Sir.

    • poobalan says:

      Hi Ms Kalaivaani,

      TEKUN will grant maximum RM50k RM30k for Indians under SPUMI (corrected on 5/5/2011). You can apply, as you mentioned, via YSS or MIC offices (try the state offices or come to KL HQ). i think you can start the application now itself while you are setting up the centre.

      All the best.

  21. siti zulaihah says:

    hai…adakah tekun dapat membantu saya untuk membuat perniagaan kraftangan serta aksesori dari sabah, saya ingin membuat perniagaan saya di lokasi di bukit bintang..adakah tekun mampu membantu saya…?saya adalah seorang student dan mempunyai masalah kewangan..oleh itu…saya ingin berniaga untuk membantu pulihkan ekonomi keluarga saya

    • poobalan says:

      Hi Siti Zulaihah,

      Pemohon mesti terlibat secara sepenuh masa dalam perniagaan. Kalau masih sedang belajar, agak sukar. Tapi Siti boleh cuba apply dulu.

  22. jamal says:

    askum.
    sy skrg berniaga nasi lemak secara kecilan,bolhkh tekun mberi pinjamn untk membeli lori pikap

  23. kannah says:

    Hello Sir.
    My name is Kannah. I, with my friend Kalaivaani have decided to open a tuition centre. Is it true that one has to be a government teacher to be able to open a tuition centre? If that is so, why the government have banned the teachers from teaching tuition? Both of us had worked as temp-teachers at local schools for nearly a year.
    And, recently my friend suggested that we could also open a kindergarden cum childcare centre too because she has the venue and her mother have been operating a kindergarden. She also have the licences and other documents needed to run a kindergarden. Is it possible for us to apply loan from SME? Will a tuition centre be considered a service related sector? Please enlighten us, Sir. Thank you very much, Sir.
    p.s. sorry if its too long.. I was a bit excited)

    • poobalan says:

      Hi Kannah,

      i remember last time that tuition center license is given to those with some certificates in education only, and mostly its teachers, because they are the ones with the relevant qualifications. Actually, teachers, like other govt servants, can do business, AS LONG as they get permission from the head of departments.

      kindergarten/day-care also is a good business. Yes its considered an SME and you can get loan. Yes, its a service industry as well. all the best, and no worries about the long comments.

  24. Thamizhan says:

    Dear poobalan, kudos to you bro for taking the time and effort for the betterment of the community. In regards to the tekun loan, i’ve recently spoke to one MIC “head” on how to apply and expand my business. He informed me that currently a committee to handle TEKUN loan is being setup by MIC and until further notice the loan is not available.
    How far is this true? If its true, my question is why must MIC be the window for indian businessmen loan application & distribution? Did the PM give loan to MIC or was it meant for indians in Malaysia? Can’t one decent indian businessman, without any political party background whatsoever get a loan by approaching a govt based organisation with proper paperwork? ok. Enough said. Thank you and keep up the good work Mr.Poobalan Avargalea.

    • poobalan says:

      Hi Thamizhan,

      I’m not sure why there’s a need for a committee since MIC has been handling TEKUN for quite some time (i think even before 2008). From what a deputy minister said in parliament, there’s about RM36 million left in TEKUN. but some sources said TEKUN has no more money and govt just allocated more funds to TEKUN. I guess we just have to put up with all these statements and announcement by the leaders, without knowing how true it is.

      TEKUN was set up to help bumiputras (malays) so the special allocation for indian community is againsts its purpose. so, govt agreed to channel money via TEKUN but application is handled by MIC’s YSS.

      “Can’t one decent indian businessman, without any political party background whatsoever get a loan by approaching a govt based organisation with proper paperwork? ” well, i asked this question to myself many times, and i think the answer is rarely can. we have been poisoned with 50 years of political patronage. anything you want, must see so-and-so. we still have people lining up at samy vellu’s office or even mca/gerakan/umno leaders’ offices. that can mean there a big weakness and failure in the govt machinery and political influence. things are changing now, for example, govt staff are asked to ignore any surat sokongan from politicians if anyone brings such letters. but how fast the change can happen…anyone’s guess.

      • Thamizhan says:

        @poobalan,
        Greetings bro,
        Thanks for the prompt reply. I’ll be paying YSS a visit soon. Will keep you posted with my findings.
        Rgds :)..Thamizan
        “The truth is out there”.

  25. Logeswari says:

    Dear Mr. Poobalan,

    •It’s nice to hear that something good things are getting for our Indians. I get know about this TEKUN loan from Television News.
    •My father is a retired government servant, he has applied for his license in DBKL stall and he got his stall which was a down area for our Indian foods and the license has been cancelled. So, for past few years my parents are doing a small food catering business for small functions fulltime.
    •We have tried few banks for personal loans to expand our parents business because I and my brother is a private sector employee, they say only x5 from our salaries only can approved with a very high interest, which is not enough to expand our business.
    •I just want to find out can i apply for TEKUN loan?
    •I really need to expand my parents catering business because both of them very talented cookers and sometimes we received any big orders it’s a bit difficult to us with insufficient things.
    •What are the procedure and the relevant documents to apply? Shall I need to register our catering company if want to expand it? Please advise me..
    •I had few times asked much opinion with experience business pupils but they are not willing to share, may be its will pull down their future career…
    •Your early attention would be much appreciated..

    Thank you.

    Regards,
    S. Logeswari

    • poobalan says:

      hi Loges,

      1st step is to register your business! You can register as sole proprietor or partnership. then, do a proper accounts (profit/loss, sales receipts, invoices, bills etc). keep it for about 3-6 months record. better if open under younger person like you or your brother.

      2. don’t take personal loan. with proper documents, go to sme bank (smebank.com.my) and submit for loan application.

      3. also try kementerian belia (on my blog, look for link to tabung belia, somewhere at the bottom of the sidebar).

      4. tekun is via YSS (MIC). i getting contradicting reports coz some say got Tekun got money, so say no money for indians. approach MIC HQ and beware of middlemen.

      • Logeswari says:

        @poobalan, Thank you for your kind reply. Why TEKUN is not helping our Indians business and you advise us to refer to SME BANK? In another matter please kindly review the news on the Television.. They have interview a woman whom mention she already have a lorry to support her business.. She apply for this TEKUN loan to purchase a new lorry to develop her business… Pupils getting rich become richer and poor pupil getting poorer and worst than that.. This is a really a sensitive issue to say… Even other races is jobless they can get their TEKUN loan easily.. If compare to our Indians how much hardworking they put at the end nothing they get… It is not easy to get Loans to improve life… Earnings are enough to pay car loan, housing loan and house expenses, if empty saving how to start or improve our small business… Please re-consider your TEKUN loan helps Indian business whom really need a help.. Not helping develop pupil and success pupil to become more successfully… Just give a try to our Indians to improve their small business.. It will be great for our Indians future life.. Valga Vallamudan…

        • poobalan says:

          Hi Logeswari,

          1. TEKUN’s purpose was to help bumiputera entrepreneur. That’s the reason it was created in the first place. however, when govt decided to allocate some funds to indian entrepreneur, they parked it at TEKUN since don’t know who else to give it to. YSS was roped in to help indians to apply and get the loans. so, that’s why need to go through mic.

          2. SME bank is an option for all people. why just depend on TEKUN? try all the options.

          3. i didn’t watch the tv interview, but if you read TEKUN loan rules, you’ll get a better idea. but remember, those rules stated on tekun website is for the bumiputera (malay) only.

          4. Not sure how i can re-consider as i’m totally not involved with these loans 🙂 If i’m giving out loans, different story la.

  26. puspa says:

    Dear Mr Poobalan,

    1. Saya tengah buat perkhidmatan pengangkutan lori kini saya ingin membeli lori untuk memperluaskan perkhidmatan saya. Adakah TEKUN akan memberi pinjaman dan berapakah jumlah pinjaman saya boleh dapat.JIka TEKUN menghulurkan bantuan ini kepada kami apakah dokumen yang memerlukan untuk memastikan kami dapat loan TEKUN ini. Kami sangat berharap agar pihak TEKUN akan menghulurkan bantuan ini

    2. Dik saya ingin bermula perniagaan baru. Perniagaan baru dik saya ialah perkhidmatan perkhemahan (CANOPY). Adakah TEKUN akan memberi pinjaman kepada perniagaan baru dengan sokongan dan harapan untuk berjaya dalam hidup yang menyusahkan ini. JIka TEKUN menghulurkan bantuan ini kepada kami apakah dokumen yang memerlukan untuk memastikan kami dapat loan TEKUN ini. Kami sangat berharap agar pihak TEKUN akan menghulurkan bantuan ini. Ini cita-cita adik saya untuk bermaju dalam bidang ini.

    Sekiranya ada salah silap saya ingin memohon ribuan maaf.

    Kami sekeluarga berharap agar tuan akan memberi kami cadagan dan sokongan untuk bermaju.

    • poobalan says:

      Puspa,

      sila rujuk laman web TEKUN di http://www.tekun.gov.my yang dengan jelasnya menerangkan syarat-syarat serta dokumen yang diperlukan. cik Puspa boleh terus berjumpa dengan pegawai TEKUN dan meminta khidmat nasihat. untuk makluman, kedua-dua permohonan adalah bentuk perkhidmatan, jadi boleh memohon pinjaman berkenaan. TETAPI, pinjaman TEKUN adalah untuk bumiputera sahaja. Kalau untuk memohon pinjaman untuk kaum India, sila rujuk MIC (ibu pejabat).

  27. maisara says:

    saya ingin membuka kedai makan. macam mana saya membuat pinjaman dengan tekun.

  28. may says:

    saya berniat utk berniaga secara kecil-ecilan di pasar malam tapi xde modal..boleh ke nak wat loan ngan tekun??

  29. Saraswathi says:

    Hi Mr.Poobalan, My husband running Food Stall in PJ about more than 10 years.He is planing to expand the business,how to apply for Tekun Loan.

    • poobalan says:

      Hi Ms Saras,

      At the moment of this reply, YSS still haven’t open the application. To apply you have to collect form from them or state MIC HQ or main HQ.

  30. Saraswathi says:

    Mr.Poobalan,

    Thank You for your prompt reply,we will go to MIC office to collect the form. Is there any document that we have to bring together.

    • poobalan says:

      just remember that application is not open yet, so i doubt you will get any forms. best to call first. what to bring: rob/roc cert copy, business proposal, photocopy IC should be sufficient. but i think to collect the forms, need not have some much formality.

  31. linda says:

    berapa lama tempoh masa yang di ambil untuk satu permohonan dibawah rm10000?

  32. Seetha says:

    Dear Sir,
    I would like to seek assistant and advice on the loan application.I’m currently planning to start up my own day care centre(Taska.Other than YSS where else can i get the application form because i’m from Kuantan Pahang.

    Thank you.

  33. yoges says:

    im yoges here fresh spm would like to apply this loan bcoz i would like 2 open travel agency office.i have a lots of ideas but will the tekun help me to continue my career meantime im interesting in business

    • poobalan says:

      Yoges,

      TEKUN can’t help you directly since they only cater for Malay applicants. You have to approach MIC office or YSS for the application forms.

  34. Norhaya Binti Johari says:

    Saya berumur 50 tahun. Saya membuat perniagaan sambilan secara kecil kecilan saperti kain, blouse, jubah, jahitan manik dll. Boleh kah saya membuat pinjaman?. Tapi saya tiada paper work. Saya simpan barang saya dikedai kawan saya.

    Tolong lah saya, untuk mengembangkan perniagaan saya tapi saya kurang modal.

  35. yashodha says:

    hello, sir
    can u tell me whether i can get the forms already? Because they say they still havent got the forms yet. thank you sir…

  36. zulkarnain mosikul says:

    sya ingin menternak ayam dan itik.tapi masaalahnya sya tiada model apakah tekun akan meminjamkan sya rm20.000

    • poobalan says:

      en zul,

      sekarang tekun mensyaratkan pemohon perlu mengikuti kursus dan biasanya perlu ada pengalaman dalam bidang perniagaan yang dipohon pinjaman. en boleh terus bincang dengan tekun untuk proses permohonon. setakat rm,20k, tiada masalah sebab had adalah rm50k.

  37. arun says:

    knp borang tekun belum keluar

  38. fara says:

    macammane saya nk dapatkan borang tekun utk memohon???boleh dapat secara online ke?

  39. Subra.v says:

    We need to do a “rangka pelan perniagaan yg ringkas dan padat” and we need some sample to work on it…kindly mail us a sample copy as we are doing a cleaning services.

  40. arun says:

    i dpt information borang tekun dah keluar

  41. poobalan says:

    Got info that forms will be available for FREE from 14 Sept 2010 onwards at MIC HQ and all TEKUN offices.

  42. Saravanan says:

    Dear Sir,

    im from johor bahru,Im just started running business from my home with the SSM registration.nature of bussiness Transportation & logistics (trucking services).But my name was blacklisted and im knowing tat i can’t apply for loan from any banks.So can i get loan from TEKUN under my spouse name to upgrade my business?Pls reply me,Thanks.Sir.

  43. mohd shahrul bin jusoh says:

    saya bekerja sebagai pengurus dalam bidang f&b,saya bercadang untuk berhenti kerja dan memulakan perniagaan makanan sendiri,masalah sekarang saya tiada modal dan peralatan lanngsung untuk melaksanakan hasrat saya,lesen ssm sudah ada dan masih lagi baru,adakah pihak tekun akan memberi bantuan kepada saya jika saya inginkan modal untuk membeli peralatan seperti gerai beroda,ice frezeer dan oven kecil bagi saya memulakan perniagaan

  44. Rakesh says:

    Is it better to apply directly or to apply via YSS?Can we come in any day or only designated days?Thanks poobalan

  45. Adam says:

    hi,

    saya inginkan pendapat anda untuk pinjaman tekun, saya sudah 3 tahun didalam industri fotografi. dan saya ingin membuka perniagaan yang komersil. saya ingin membuat pinjaman untuk membuka kedai di dalam shopping complex.

    1. adakah saya memerlukan Rancangan Perniaan untuk membuat pinjaman?

    2. adakah saya perlu menunjukkan portfolio saya untuk eminta pinjaman ini? jikalau ya, sila detaikan.

    3. berapa lamakah proses ini akan di ambil?

    4. saya ingin membuka kedai design, printing dan fotografi. adakah tekun mempuyai pembiayaan untuk ini?

    5. saya difahamkan pihak tekun akan mengenakan bayaran balik pinjaman setelah syarikat/perniagan yang dibukan mula memberi pulangan. ianya benar?

    diharap maklum balas saudara dapat membantu saya didalam merialisasikan impian ini.

    • poobalan says:

      hi,

      1. Ya, rancangan perniagaan adalah perlu.

      2. kalau ada lagi baik, tapi yang penting adalah pengalaman dan penglibatan dalam perniagaan berkenaan.

      3. ini tak pasti, sebab bergantung kepada dokumentasi lengkap dsb. kalau anggaran 1-2 bulan jugak.

      4. boleh memberi pembiayaan, tetapi jumlah pembiayaan setakat maksimum 50k sahaja.

      5. setahu saya, ya. apabila perniagaan telah berjalan, maka perlu mula membuat bayaran balik.

  46. kathiravan murugan says:

    salam 1 malaysia,kpd sesiapa yg berkenaan.saya ingin memohon pinjaman tekun utk tujuan perternakaan ikan air tawar yg sedang diusahakan sejak 2 tahun di air kuning tapah perak.saya ingin dapatkan satu set borang permohonan atau boleh saya dapatkan borang melalui pejabat tekun parlimen tapah.

    • poobalan says:

      borang tekun (spumi) untuk kaum india boleh diperolehi di pejabat MIC negeri atau ibu pejabat. sepatutnya di pejabat TEKUN pun boleh diperolehi.

  47. nadia says:

    i want to start schedule my small business with choose this loan to open shop.i would like to open photostet and printer service at Segamat Johor.
    So i want to know what type of loan and what amount that must i targeted will achieve because i want to start collect from now.For your information,i’m doing my diploma in business study now.Hopes your department will give me more instruction to cooperate with your department.I planned to open my shop service by the next year.

  48. Balaguru Gurupatham says:

    A very good day to you Mr.Poobalan. My name is Balaguru Gurupatham from TEKUN Nasional. We are very pleased of your efford in sharing informations in regards to TEKUN Nasional. At the same time please be sure of your replys, do not give any unsure explanations to RAKYAT.

    EXAMPLE :-

    1. Keputusan YSS & TEKUN Nasional (VERY WRONG) – KEPUTUSAN IS MADE BY TEKUN Nasional’s APPROVAL BOARD.

    2. reply on February 4th, 2010:
    Hi Ms Kalaivaani,TEKUN will grant maximum RM50k.
    (very wrong) – For Indians, a program known as SPUMI max RM 30,000.00 ( you have stated in the begining of this blog )

    PLEASE EXIBIT OUR CONTACT DETAILS ON YOUR BLOG BUT PLEASE DO NOT ANSWER BEHALF OF TEKUN NASIONAL.

    For further inquiries please do not hesitate to contact us at –

    TEKUN Nasional
    Tabung Ekonomi Kumpulan Usaha Niaga
    Kementerian Pertanian & industri Asas Tani
    No.2, Jalan 4/146, Metro Centre,
    Bandar Tasik Selatan, 57000, Kuala Lumpur.

    Tel :- 603-90588550 / 603-90588999

    http://www.tekun.gov.my

    Thank you & have a great day ahead.

    Kind regards,

    Balaguru Gurupatham

    • poobalan says:

      Hi Mr Bala,

      thanks for dropping by and for the feedback. I appreciate your comment and have corrected item 2. However, for Item 2, I took it from the source and I can assure you that it was not modified by me. Do refer to the source at YSS website (which I have provided in this posting):

      http://www.yss98.com/03_service/2009/news/disp_ar.php?file=03040000-20090427-0101.htm

      It is clearly stated “Keputusan YSS dan Tekun Nasional”.

      As you may noticed, the posting was in 2009, and comments which were valid then, may not be necessarily valid now. For example, the info on Tekun website was in different format in 2009 as compared to now. Also, the application procedure for SPUMI is still not visible on Tekun website till today. Perhaps can do something about this.

      In most cases, I did mention to the readers to contact Tekun, as information will change from time to time, and new rules/conditions may be imposed.

      If you permit, can I provide your contact details in addition to the Tekun address? Maybe can post your email and/or contact number?

  49. manimaran says:

    ned to about p.loan..

  50. rafeah says:

    hajat sudah lama nak berniaga kecil kecilan sehingga umor mencapai tahap 50 baru gerahan membuat ssm ..nampak nya saya tidak layak …jika sekira nya dapat di beri peluang…umor 50 seperti saya….setakat 5 ribu ringgit dapat kah kiranya..pinjaman dari tekun ni ….