Apply for TEKUN loan

Updated info on Skim Pinjaman Usahawan Muda India (SPUMI) by TEKUN:

To read about the scheme:

(i) http://www.tekun.gov.my/web/guest/34

(ii) http://www.tekun.gov.my/web/guest/34?p_p_id=56_INSTANCE_9HBx&p_p_lifecycle=0&p_p_state=normal&p_p_mode=view&p_p_col_id=column-content&p_p_col_count=1&page=3

To register online: http://112.137.162.5/tekundev/online2/permohonan/index.cfm

——————————————————————————————————————————————————-

Application Forms for ‘Tekun’ Loan is now available at:

Yayasan Strategik Sosial (YSS)
Tingkat 5, Menara Manickavasagam
No 1, Jalan Rahmat
50350 Kuala Lumpur
Malaysia
Phone: 6-03-4041 5958 (Mr Nareen)
Fax: 6-03-4041 5681
Email: enquiries@yss98.com

YSS will also be holding workshops every Wednesday from 10.00 am to 1.00pm at its office to brief applicants on how to apply and how to fill up the forms.

Closing Date : 15th June, 2009

Refer:

YSS website

Tekun website

Garis Panduan & Kelayakan Memohon

  • Warganegara Malaysia
  • Berumur 18 hingga 45 tahun
  • Pemohon berdaftar dan memiliki sijil pendaftaran Suruhanjaya Malaysia (SSM)
  • Peminjam harus terlibat sepenuh masa dalam perniagaan
  • Menyediakan satu rangka pelan perniagaan yang ringkas dan padat
  • Individu yang diisthiyarkan bangkrap/muflis tidak layak memohon.
  • Keperluan dokumen-dokumen perniagaan adalah ditetapkan oleh YSS dan Tekun Nasional
  • Keputusan YSS dan Tekun Nasional

Jenis Pinjaman & prosuder Pinjaman SPUMI

  • PINJAMAM SPUMI MIKRO (RM 500 hingga RM 10,000) ditentukan oleh pihak pengurusan TEKUN Nasional
  • PINJAMAN SPUMI MIKRO SEDERHANA (RM 10,000 hingga RM 30,000) ditentukan oleh pihak pengurusan TEKUN Nasional.
  • Tenpoh pembayaran balik ansuran adalah masa 3 tahun hingga 5 tahun dengan kadar faedah tetap 4% setahun.
  • Skim ini mengikut format TEKUN dalam membiayai pinjaman perniagaan
  • TEKUN akan mengenakan bayaran RM 30 sebagai yuran pemprosesan.
  • Elemen insurans dan simpanan juga ditetapkan dalam perniagaan ini.

Nota tambahan:

  • Borang diberi dengan percuma
  • Tiada Kos Urusetia
  • Maklumat lanjut sila hubungi pihak YSS
  • Borang terus diserahkan kepada pegawai YSS (pihak YSS tidak mengamalkan penghantaran melalui orang tengah)
  • Pemohon dinasihatkan membuat satu salinan dokumen sebelum menghantar kepada YSS.

By poobalan on April 30, 2009 · Posted in Indian

Tags: , ,

203 Comments | Post Comment

ahmad says:

sir..im new in business…how i want to make a loan with Tekun..i just want to start my own busines in food and beverage…what step that i need to do it..

Posted on December 22nd, 2011

poobalan says:

if you are bumiputera, you can approach any of the Tekun office for the form. they also have officer to guide you on the application process and the rules.

Posted on December 23rd, 2011

Vijay says:

Hello Sir, is tekun loan still availabe?

Posted on January 25th, 2012

poobalan says:

as far as i know, yes still available. they have specific application dates and processing time. you can check with MIC HQ.

Posted on January 26th, 2012

Seelan says:

Dear Poobalan,
By chance, can you kindly advice me if SPUMI is still available for youth entrepreneurs? As i visited SEED and aware that BR shud be fine for loan application. Can you let us know if we need to add up with Business Proposal and when is the best time/date for application?

Posted on November 2nd, 2012

poobalan says:

Hi Seelan,

My sources said SPUMI is available and next year even more as RM50 million allocated to TEKUN. As for best time, not sure on this as its supposed to be open all year long. for next year, should apply around march/april as funds will be available to govt depts around that time.

Posted on November 6th, 2012

Kogilavani Ramakrishnan says:

dear sir, im a house wife would like start own business,in design and distribution flyers how i want to make loan from tekun, wat document should submit?kindly guide me. thank you

Posted on August 7th, 2012

poobalan says:

Hi,

Pls contact YSS for the details. Generally, you’ll need your Mykad photocopies, business registration photocopies. and preferably you have some experience doing the business, maybe doing it on part-time or freelance basis. you will also need a business proposal.

Posted on August 8th, 2012

ramesh says:

dear sir,
currently i am in transport biz but in small scale. planning to expand but no financial support. earlier did applied for tekun loand but no reply receive till today.would like to know whether can re-apply now.

Posted on August 21st, 2012

poobalan says:

sure can reapply. if possible, try visit mic hq and talk to them.

Posted on August 22nd, 2012

Nanthini Muniandy says:

hello sir, im having a beauty salon and it had been for 1.5 years. i would to extend my current shop and plan to open another shop nearby. so, if like this how much i can apply for and did they want my finacial statements? pls advise. thank you.

Posted on August 23rd, 2012

poobalan says:

the amount given is maximum 50k. you should also try for the SME loan (refer http://www.seed.org.my) and yes they want to see financial statements.

Posted on August 23rd, 2012

karthik says:

i am working in company…
but i want to buy a business barber shop in sumwhere in negeri sembilan..

there is already barber there n juz want to buy the business cost 12 k..

so ,,whats d prosudure..
please advise

Posted on August 27th, 2012

poobalan says:

pls refer to YSS or MIC HQ. you’ll need proposal, business registration at the minimum.

Posted on August 28th, 2012

nita says:

Hello sir,currently I am in transport biz….pplanning to expand but I having some finacial problem.I want to apply loan with Tekun…What should I do for that.?or MIC can help me…?pls advise….

Posted on September 8th, 2012

poobalan says:

yes MIC can help with the application. refer to http://www.seed.org.my

Posted on September 10th, 2012

jega says:

Last year my husband doing transport business by renting a lorry. But last April 2012 the lorry was damage so he can’t continue doing the business. Now I would like to apply the loan to buy our own lorry for the business. Can him apply tekun loan?

Posted on October 2nd, 2012

poobalan says:

hi, pls approad http://www.seed.org.my for the loan application.

Posted on October 2nd, 2012

ARUL says:

Dear sir..i’m new in business how i want to make a loan with Tekun..i just want to start my own busines in food and beverage… pls advise. thank you.

Posted on October 3rd, 2012

poobalan says:

hi,

tekun loan is to be facilitated by new setup called SEED (under JPM and with MIC). you can refer thier website http://www.seed.org.my which have schedules of their talks etc.

Posted on October 4th, 2012

vicky says:

Hello Sir, currently I am doing printing busines (indian wedding Cards N Invitation Card) which related with graphic dezining as well. im planing to expand my busines to do indian wedding phothography and upgrate my printing busines as well, but I having some financial problem.I want to apply loan with Tekun. can MIC help me on This? i have call MIC HQ they said the dint recieve the form yet.? pls kindly asist me on this sir.

Posted on October 3rd, 2012

poobalan says:

tekun loan is to be facilitated by new setup called SEED (under JPM and with MIC). you can refer thier website http://www.seed.org.my which have schedules of their talks etc.

Posted on October 4th, 2012

Kavitha says:

Dear Mr. Poobalan,
I’m not so happy here. All sites and media is annoucing that go and apply to the link given for application. This has been announced since Aug’12 itself. Yes the link you provided to all query here bring us to see if we are qualifified to apply for the loan. But thats it!! There is no other helpful from looking at the SEED website or calling the representative people on the relate matter. Most of all, the form is not ready for past 2 months for application!! What is the glitch here? I am relly concern here as MIC is to help Indian people in need for the Small Scale Business but all the reply here is not helpful. Please give us some solution here. We have in dark to know that each time we called up MIC HQ, the only asnwer we have is the form is yet out for applications.

Posted on October 4th, 2012

poobalan says:

Hi Kavitha,

I understand your unhappiness, and yes you are not the first person to feel so. SEED is doing some roadshows, and that’s about it. They are able to help with preparing documents (providing some templates) and guide, but the processing is not in their hands (from what i understand). The money need to be there in the first place, so that one can apply. I have asked seed but i get the standard response just like others. They can’t seem to provide any dates. I first raised the issue of having application form in August, and yet nothing have changed.

Posted on October 4th, 2012

kanthasamy says:

sir, i m staying in perak so how to apply for this loan n where should i go for information . any contact num plz n also i m a indian

Posted on October 4th, 2012

poobalan says:

as mentioned in earlier comments, you can go to http://www.seed.org.my or the MIC HQ in KL. You can also try the MIC perak state office.

Posted on October 5th, 2012

saba says:

Dear Mr Poobalan,
Am doing business part time in small scale and like to develop my in big level. i head TEKUN offer loan for Indians, can i know how to go about it.

Best Regards,

Sabapathy Arajinnan
E-saba_dido84@yahoo.com
H/P-(016-2310840)

Posted on October 12th, 2012

poobalan says:

Hi Mr Saba,

at the moment, SEED is helping to coordinate the applications, so you can refer to http://www.seed.org.my for application info. basically need to have business licence, of certain age. other than TEKUN there are also other funds which SEED can help with.

Posted on October 15th, 2012

paramesvaran a/l muniandy says:

l wish to apply for soft loan to expand my business obtaining additional operating statutory licences such as from PSMB,MPC ,MOE and funds for operations.l am serving on providing some basic education for th indian community However , l am age 55 years old., can be considered for the SPUMI LOANS .param 013 3631346,TQ

Posted on November 14th, 2012

poobalan says:

pls refer to http://www.seed.org.my for the requirements explanations. from my understanding the age limit is 45.

Posted on November 16th, 2012

Siti Zabedah binti harun says:

salam, i want to start a small bus, bt i need money bt check ur term and condition is age untill 45years bt my age is 51years hw? can i able to get loan?

Posted on November 15th, 2012

poobalan says:

hi, yes the age limit is 45, but you can call tekun to get clarification if there’s other alternatives.

Posted on November 16th, 2012

S Kanaga says:

Hi,

Currently i am doing part time stokist business and would like to apply for tekun loan so that i can develope this business by opening my own stokist.

Kindly advise me how should i go forward to apply this loan successfully.

Thanks & Regards
Kanaga

Posted on November 20th, 2012

poobalan says:

the best option is to contact http://www.seed.org.my as they handling all the advisory for indian business loan applications, including for TEKUN.

Posted on November 21st, 2012

Navvin says:

I need assistant to apply Tekun Loan and like to join workshops.
Kindly assist

Posted on January 6th, 2013

poobalan says:

contact SEED (www.seed.org.my) or TEKUN http://www.tekun.gov.my

Posted on January 7th, 2013

Thanam says:

Sir i would like to star kedai runcit but i did not have any finance or model to star it. i regisrt under Suruhanjaya Malaysia (SSM). pls advise

Posted on January 14th, 2013

poobalan says:

if you dont have any existing business, then its a bit difficult. i suggest you visit http://www.seed.org.my to talk to the officers on what options available.

Posted on January 15th, 2013

anpa says:

hi gd day. im in ipoh. how to apply tekun loan. any office in ipoh or we need deal with kl office

Posted on January 31st, 2013

poobalan says:

hi,

better to contact SEED at http://www.seed.org.my to check if can apply in ipoh.

Posted on January 31st, 2013

Hishamuddin Bin Mohamad Gazali says:

Buat masa ini saya mengambil kerja-kerja sub dari main contractor. Company saya baru nak apply lesen kewangan dan seterusnya mohon lesen CIDB. Layak ke saya untuk membuat pinjaman….

Posted on February 8th, 2013

poobalan says:

perlu ada lesen dahulu. apa pun, boleh rujuk pejabat tekun berhampiran.

Posted on February 8th, 2013

MURALI VEERASINGAM says:

DEAR SIR,

I AM CURRENTLY DOING A FREELANCE AUTO MOBILE DETAILER MEANS CAR GROOMING TO A SHOW ROOM CONDITION. I WOULD LIKE TO HAVE MY DREAM COME THROUGH BUT FUNDS IS STOPING ME FROM PERSUING MY CARRIER PATH. I CAN DRAW ALL THE PROJECTION PLANS AS PART OF THE REQUIREMENT FOR THE BODY TO HAVE A TRUST ON GIVING A LOAN TO ME. I NEED YOUR ADVISE HOW DO I GO ABOUT IT AND DO I QUALIFY FOR IT.

Posted on February 12th, 2013

poobalan says:

you’ll need to register your business first. secondly. attend the roadshow or seminar by SEED (www.seed.org.my). check their website for details.

Posted on February 13th, 2013

stephen says:

im steve i need know about this…?

Posted on February 27th, 2013

praveena says:

dear sir.. me n my husband wanna do own business .. so how to apply for yss loan?

Posted on March 4th, 2013

poobalan says:

hi YSS doesnt offer loan. you can apply via SEED at http://www.seed.org.my which handles the application for indian community.

Posted on March 5th, 2013

thilaga says:

nw i hv plan to open carwash at jb site.. hw i wn apply for tekun loan

Posted on March 14th, 2013

poobalan says:

go to http://www.seed.org.my and see their information. you can visit them or attend their talks.

Posted on March 15th, 2013

VeeraPandia says:

Who to apply Tekun loan for my business

Posted on March 19th, 2013

poobalan says:

refer to http://www.seed.org.my as they can help with application process.

Posted on March 19th, 2013

Sasikala says:

Good morning sir, I’m single mother I like do restoran, but I have finically problem.Kindiy can you help to apply Tekun loan. Thank you

Posted on March 19th, 2013

poobalan says:

i can’t help, but you can refer to http://www.seed.org.my for the application form and processes.

Posted on March 19th, 2013

Saras says:

Sir,im a 2012 spm leaver with 5 a’s and b’s in other 6 subjects.i am interested in doin medicine.but thn im from a middle class family.is there any possible way n what do u suggest sir?ur opinions are will be really helpful.

Posted on March 25th, 2013

poobalan says:

well, you can do STPM as its the most cheapest option. but need to score 3.7 or 4.0 in STPM if want to study medicine.

2. you can go to IPTS and study foundation in science locally. after foundation, can continue degree in indonesia or even local IPTS like mahsa, aimst, imu, etc.

3. you can do stpm, then do a degree in biomedic or medical science (in IPTa/IPTS), and the do another degree in medicine (IPTS). yes longer period and most cost.

for scholarship, the chances are low as competition is tough and not many scholarship is for medicine.

Posted on March 26th, 2013

SISYLEAYA AP NANAPARKASAM says:

NEED LOAN TEKUN RM 50K

Posted on April 4th, 2013

poobalan says:

go visit http://www.seed.org.my

Posted on April 4th, 2013

kana says:

poobalam doesn’t tekun arrange study loan

Posted on April 10th, 2013

poobalan says:

NO. its loan for business la. nama pun tabung ekonomi usahawan!

Posted on April 11th, 2013

Razif tamam says:

Dear sir..i want to start my business to open motocyle workshop.i already have startegy place.but the shoplot rent to expensive..can i apply loan for my shoplot rent n for buy some tool’s for mu new shop.?

Posted on April 11th, 2013

poobalan says:

yes can. you can check with Tekun office for procedure.

Posted on April 11th, 2013

LenaVeloo says:

Dear Sir,

Im LenaVeloo frm Kuantan Pahang here by i wuld like to ask abt Tekun Loan to u sir.Here by my sister has started a small business lk sweing saree blouse n sell materials,and she a single in her 50s.So can she still apply for the loan sir?I hope you will look into it sir we are waiting for your feedback asap sir.Thank You sir.

Posted on May 8th, 2013

poobalan says:

Please refer to http://www.seed.org.my

from my understanding, the applicant have age limit.

Posted on May 12th, 2013

Nageswary says:

hi gd day. im doing travel agent . how to apply tekun loan.

Posted on June 3rd, 2013

poobalan says:

ask to http://www.seed.org.my on application process

Posted on June 6th, 2013

vennila says:

When I try to call MIC HQ they gave me an another no to call for Business Loans which is 03-27756214 /Hotline no:013-3979009 but no one answering the call. What’s up? Does anyone can provide me the right number and pease take this issue seriously. Thks

Posted on June 5th, 2013

poobalan says:

that would be SEED’s number (013 – 6979009, 013-3979009 or 03-27756214). refer http://www.seed.org.my

with election just over, not sure if SEED is continued by same group or taken over by Waytha’s people (he is new deputy in PM dept so maybe no more handled by MIC).

Posted on June 6th, 2013

murugan a/l supramaniam says:

saya mau beli satu lori 3 tan sebab saya pinjaman tekun loan. terima kasih.

Posted on June 12th, 2013

poobalan says:

rujuk http://www.seed.org.my untuk maklumat tekun,

Posted on June 13th, 2013

pavan says:

Hi, Sir!
Im a hypermarket supplier for more than 16 yrs. I hv opportunity to expand my biz. I need financial support. Pls guide me…

Posted on June 23rd, 2013

poobalan says:

hi, you can refer to http://www.tekun.gov.my/web/guest/maklumat_syarat_pinjaman;jsessionid=EB5006380C37974BB56A413EB7EEA937 and also http://www.seed.org.my for guidance and procedures.

Posted on June 24th, 2013

bathma loshani says:

hi sir. suami saya ada lesen teksi,saya nak tanya tuan,mcm mana nk beli teksi sendiri dari seed

Posted on July 4th, 2013

poobalan says:

seed tidak menjual teksi ataupun permit. mereka cuma tolong proses dan bantu permohonan.

Posted on July 8th, 2013

nisha raman says:

saya ingin aply tekun utk membesarkan perniagaan suami sy. kami tidak mempunyai kedai. barang2 tersebut ada d kl kami d ipoh. kami dulu buka 3 org share parter tapi sekarang dah keluar krn ada selisih faham. km nak buka d sini tapi tiada wang yg secukupnya. bolehkah km dapat d bantu oleh yss atau tekun? bss (dj runnr, decoration, catering ext)

Posted on July 6th, 2013

poobalan says:

boleh refer http://www.seed.org.my

Posted on July 8th, 2013

mahiswaran a/l ramakrishnan says:

nama saya banu isteri kepada mahiswaran .selamat ptg encik poobalan saya ingin memohan loan tekun.skg saya tengah membuka satu kedai repair and service frige sudah 5 bulan lebih.saya mahu membeli peralatan elektrik untuk jual dan dll.bolehkan saya apply 50k.plz sms me tq

Posted on July 9th, 2013

poobalan says:

puan boleh contact SEED di http://www.seed.org.my

Posted on July 10th, 2013

Risha Rohini says:

sir i haved applied for tekun loan 1month ago and i dnt knw wat is my status nw. Can u pls check fr me sir.

Posted on July 25th, 2013

poobalan says:

hi, i can’t check on behalf. you should follow up with them.

Posted on July 26th, 2013

panir salvam says:

saya ada buat penternakan kambing,sekarang I tak cukup kambing dan masalah transport dan tak cukup selesa kat kawasan saya.sekarang I dah apply loan kat online.ada tak dia orang akan balas atau nak kena pergi office untuk apply?

Posted on July 26th, 2013

poobalan says:

boleh apply online tapi itu adalah pra-pendaftaran. pegawai tekun akan hubungi anda dalam tempoh terdekat. kalau dah hampir sebulan tiada jawapan, boleh pergi ke cawangan terdekat.

Posted on July 27th, 2013

kanages says:

hi mr poobalan .. i want to start up new business selling indian jewellry , kurtas, kurtis, bangles n etc.. i want loan rm50k, whr i can apply tis loan ? is it i need to take ssm earlier before apply tis loan? kindly reply … tq

Posted on August 23rd, 2013

poobalan says:

better to ask http://www.seed.org.my for latest requirements. you will need SSM registration.

Posted on August 24th, 2013

sendi well pilly says:

Hi Sir i already starts the biz for two years bot dont have a proper statement because i have some financial difficulties,but then i have 3 months statement.pls advice

Posted on September 6th, 2013

poobalan says:

as mentioned, better to refer seed officers for details.

Posted on September 9th, 2013

durga says:

hello sir…is it true that the tekun loan has been stopped 4 these year???

Posted on November 28th, 2013

poobalan says:

Nope, it has been distributed all this while.

Posted on November 29th, 2013

Suresh says:

I would like to start a business in Air Condition linein Jan 2014. Now I’m 40 years old. Please advice me how to proceed to apply tekun loan or other possibility.

Posted on December 2nd, 2013

poobalan says:

hi, you can refer to tekun website.

Posted on December 3rd, 2013

Hemalatha says:

Sir I’m planning to do business, but I dun have experience in business but I have based of working experience in sales, izzit possible can apply tekun loan

Posted on December 5th, 2013

poobalan says:

Tekun has some criterias like need to register your business. So you can apply as long as fulfill the requirements.

Posted on December 6th, 2013

hemalatha says:

sir how to register, how much can get the loan

Posted on December 7th, 2013

poobalan says:

refer to http://www.tekun.gov.my/web/guest/maklumat_syarat_pinjaman

Posted on December 9th, 2013

muralu says:

sir,good day i doing bussiness electrical and mechanical work. i want to apply loan
to buy material.how?where can get the form?tq

Posted on December 17th, 2013

poobalan says:

can get online from tekun website or visit the office in the state where you live.

Posted on December 19th, 2013

shah says:

Hai sy aishah ,
Saya merupakan peniaga makanan frnchise Ali fried chicken di pasar2 mlm dan juga penjaja di setengah taman..
Bolehkah sekiranya saya ingin membuat pinjaman tekun dalam angaran rm30k untuk membeli sebuah lori pickup untuk memudahkan saya berniaga sekarang ni saya hanya bergantung pada kenderaan bapa saya kereta avanza dan ianya tidaklh sesuai ,klu ada lori pickup sekurangnya saya boleh lakukan perniagaan sendirian tanpa pertolongan bapa saya kasihan kerana beliau telah berusia …sekiranya boleh apakah document yang perlu saya sediakan utk membuat pinjaman tekun…

Sekian terima kasih

Posted on December 27th, 2013

poobalan says:

sila rujuk laman web tekun di http://www.tekun.gov.my

perlu ada sijil pendaftaran syarikat, penyata kewangan, proposal, paling kurang.

Posted on December 28th, 2013

Dhameswary says:

Sir I would like to apply for the loan but the link that you have provided is not working http://www.tekun.gov.my/web/guest/maklumat_syarat_pinjaman

how do i register?

Thanks

Posted on January 3rd, 2014

poobalan says:

hi sorry for the link info. its been updated as below:

to apply online: http://112.137.162.5/tekundev/online2/permohonan/index.cfm

to read abt the syarat-syarat: http://www.tekun.gov.my/web/guest/34 (first page) and http://www.tekun.gov.my/web/guest/34?p_p_id=56_INSTANCE_9HBx&p_p_lifecycle=0&p_p_state=normal&p_p_mode=view&p_p_col_id=column-content&p_p_col_count=1&page=3 (detail for indian entrepreneurs)

Posted on January 3rd, 2014

Arvin Raj says:

Hi, I am Indian, so can I apply for Tekun loan.
2. Black list people also can apply for Tekun??
3. If we not pay back Tekun can blacklist our name??

Kindly, Raj

Posted on February 28th, 2014

poobalan says:

yes can. Under TEKUN, there is a skim pembangunan usahawan muda india (SPUMI):

this is info on SPUMI:
http://www.tekun.gov.my/web/guest/34?p_p_id=56_INSTANCE_9HBx&p_p_lifecycle=0&p_p_state=normal&p_p_mode=view&p_p_col_id=column-content&p_p_col_count=1&page=3

2. refer http://www.tekun.gov.my/web/guest/soalan-lazim question 5 related to blacklisted.

3. yes they can.

Posted on February 28th, 2014

Jerry says:

Hi,

How long does it take for the Tekun loan to be approved?

My daughter submitted her application to SEED on the 27th of September 2013. In February 2014 I was told that her application is in Tekun HQ and waiting for final approval.

She has been calling Tekun HQ weekly and the response has always been “still in process”.

Earlier this week I was told that a lot of Indians are not paying monthly and therefore approval of Indian applications has been slowed down.

Nevertheless don’t you think waiting 6 months for the Tekun loan is just so ridiculous??

Rgds,
Jerry

Posted on April 10th, 2014

poobalan says:

Hi,

I’m not aware of the claim that repayment is not good thus affecting the loan approval. but six months is possible if involves politics and authorities.

Posted on April 11th, 2014