want discount to buy house for RM300k?

/* July 18th, 2010 by poobalan | View blog reactions 2 comments »
 Subscribe in a reader | Subscribe to poobalan.com by Email


Hey, everyone would want some discount too!

Can’t blame this couple since the system had groomed them as such.

But really, this couple can afford RM300k for a house and go to UK to study law together. Is such discounts appropriate for you, or more suited for the poor folks who earn less than RM1500 per month?

I would be ashamed to even consider asking for discounts.

Damn the system. No wonder some people change their names.

From Malaysian Insider:

A married couple in their 20s is opting for a condominium instead of a house to live in Kuala Lumpur due to budget constraints.Although a landed property is their preferred choice, Natrina Majid and Nik Ahmad Asraf, both aged 26, said that they can only afford condominiums currently after working for only a year plus in Malaysia since returning from the United Kingdom (UK) last year.

“If we can buy landed, we would buy landed. But we can only afford condominiums,” lawyer Natrina told The Malaysian Insider today at the Malaysia Property Expo (MAPEX) 2010.

“My budget is RM200,000 to RM300,000. Houses in Kuala Lumpur would cost at least RM600,000,” she added while cradling her seven-month-old baby in her arms.

Natrina said that their target areas were Taman Melawati or Wangsa Maju since they both work in Kuala Lumpur and also because Natrina’s in-laws were staying in Taman Melawati.

Currently, the young couple is staying with Natrina’s in-laws.

Senior assistant registrar Nik Ahmad also said the other main reason behind their hunt for a condominium was for investment purposes, adding that they may want to sell it sometime in the future.

“It is very easy to find buyers for condominiums compared to landed property,” said Nik Ahmad.

“The market is very big for condominiums compared to landed (property), like students and single people,” he added.

The couple’s choice for a condominium over a house because of a tight budget fits a growing trend of young Malaysians opting for condominiums or apartment units that can cost half the price of houses in Petaling Jaya or Kuala Lumpur.

Statistics by the Valuation and Property Services Department showed that condominium and apartment units formed the bulk of total residential property transactions in Kuala Lumpur last year at 49.1 per cent (9,936 units).

When asked to describe their property search that began since their return from the UK last year, Natrina said that it was “stressful” while Nik Ahmad cited it as a “very tedious and long process.”

The couple were married five years ago before going to the UK to study law together.

”We want something where we want to stay in and also something that we can sell down the line. So it is very difficult looking for something with that dual purpose,” said Natrina.

“It was stressful (looking for properties) because of the price. The ones you want are really expensive. Sime Darby properties are nice but are expensive. We are also looking for one with a 10 per cent bumiputra discount as we don’t want to pay a down payment,” added the lawyer.

Nik Ahmad said that it was very difficult looking for property according to several criteria they had.

“Our budget is RM300,000. We also like condominiums with low density. There is also security and traffic. We don’t want very congested traffic and we want easier access,” he added

12 new campuses but not for all to benefit

/* July 18th, 2010 by poobalan | View blog reactions 4 comments »
 Subscribe in a reader | Subscribe to poobalan.com by Email


UPDATE – Today’s Star reports that the “The construction will be fully-funded by private companies, with the project cost for each campus not exceeding RM300mil” according to Higher Education Minister. Wow, I wonder which private companies are so benevolent to spend a collective amount of RM3.6 billion, and what’s the catch. And if these are companies with the public as shareholders, then maybe the shareholder should start asking questions on how RM300 million can be better utilised. Maybe should boycott such companies. – END UPDATE.

What would you do if you are a believer in justice, fairness, equality, and pray to God? Build campuses at cost of RM300 million each that would only benefit certain groups, or benefit everyone?

Universiti Teknologi Mara (UiTM) will build 12 new campuses by 2015, said Higher Education Minister Datuk Seri Mohamed Khaled Nordin.

He said this was in line with UiTM’s target of having 200,000 students in five years’ time.

The construction of six of the campuses have been approved while the rest are still are at the discussion stage prior to the Cabinet’s approval, he told reporters after the earth-breaking ceremony of UiTM Johor campus in Pasir Gudang here Saturday.

Mohamed Khaled said besides Pasir Gudang, other campuses would be built in Pekan, Dengkil, Tapah, Jasin and Seremban Tiga.

He said each campus, which would be built at the cost of RM300 million, would enrol between 4,000 and 5,000 students while each hostel could accommodate 2,000 students. On the Pasir Gudang campus, he said it would be completed in three years’ time and would offer diploma in engineering (civil, electrical, chemical and mechanical), and diploma in business studies.

12 x RM300 million = Rm3.6 billion for just one group of people. And the rest scrape the bottom of the barrel is it?

Why not build new campuses for UM, UKM, UTM, UTEM, UNIMAP, UPM, USM, UNIMAS, UMS, etc?

Yeah, we support 1Malaysia.

On an hindsight, I think 1Malaysia is the most misused and abused word in Malaysia, at the moment. Everything also, shout 1Malaysia. Get something, its due 1Malaysia. Don’t get something, say not following 1Malaysia. Rakyat is smart already 🙂

Yet another scheme for unemployed grads

/* July 18th, 2010 by poobalan | View blog reactions No comments »
 Subscribe in a reader | Subscribe to poobalan.com by Email


Today, HR minister (does he look younger by 30 years now? ) announced a program called GEP – Graduate Employability Program, a special training program  to “equip fresh and unemployed graduates with skills required by the industries”. RM10.5 million had been allocated and is managed by PSMB (HRDF).  There are six main skills to be focused on: ICT; competencies; transferable skills which include communication, analytical thinking and problem-solving; relevant working experience; exploring new route for their career; and job placement. The target group would be diploma and degree holders who had been unemployed for at least three months after graduation.

“The GEP’s aim is to increase the skills and competencies of graduates to prepare them for the job market with higher salaries and to assist the less fortunate graduates who cannot find employment due to lack of skills,” he said when launching the GEP here.

…”We will select the first batch of 1,000 graduates for this programme and they will undergo training between five and six months,” the minister said.

He said the training would include three components – classroom training; attachment; and job placement.

“The attachment component provides hands-on learning environment and because of on-the-job experience, it makes its easier for trainees to apply what has been learnt in the classroom to where they are attached to,” he said.

He said the government would bear the course fee for the graduates who would also be paid a monthly allowance of RM500 during the training.

He said on completion of the GEP, the trainees would secure employment almost immediately.

Great news indeed. No doubt about it. I’m happy for the graduates who couldn’t/didn’t/wouldn’t  learn proper stuff in IPTA/IPTS due to a variety of reason (wrong course, outdated syllabus, personality problem, laziness, not focused, language problem, lecturer not good, AUKU, etc.) being given second chance.

You can download the form from HRDF website (but its not available or I can’t find it, as of 12.45am 18 July 2010)

But aren’t there similar schemes already? Remember GEMS?

The Graduate Employability Management Scheme (GEMS) is a government capacity building initiative to equip unemployed graduates with commercially useful skills and experiences that would enhance their employment opportunities. It is part of the RM7 billion stimulus package announced by the then Deputy Prime Minister and Finance Minister, Dato’ Sri Mohd. Najib Razak (who is currently the Prime Minister), to keep the economy of the country ticking. GEMS is expected to train up to 12,000 graduates over a period of two (2) years.

This progamme is based on the Graduate Employability Enhancement (GREEN) Programme which was organised by Khazanah Nasional Berhad (Khazanah) with the support of various Government-linked companies (GLCs). Moving forward, Khazanah was given the mandate by the Government to manage GEMS and support the government’s initiatives to reduce unemployment among graduates. Dato’ Sri Mohd. Najib Razak launched the GEMS Programme on 13th March 2009 in Putrajaya.

Responsibilities

  • The GEMS programme is divided in two parts. in the first part, graduate will undergo a two and a half -months in-house training whereby they will be exposed to skills and qualities that will help improve their confidence and ability to communicate, as well as to manage tasks and responsibilities that are importatnt in their work life.
  • This will followed by a six-month on-the-job training at various organisation and institutions including GLCs under the second part of the programme. it will provide valuable working experiences and knowledge to support the participants’ future growth.

Requirements

  • Open to Malaysians who have graduated with recognised Degree.
  • Fresh graduates/Entry level applicants are encouraged to apply.
  • Obtained a minimum CGPA rating 2.5 or its equivalent.
  • Applicants must be below 27 years old.
  • Applicants with academic qualifications higher than a Bachelors’ Degree are not eligible to apply.
  • Applicants must be willing to undergo on-job-training at participating organization nationwide.

Allowance

Participant will receive monthly allowance of RM1000 during the training programme.

You can read about GEMS at its official website GEMS Portal.

How about Train and Place?

PROGRAM TRAIN AND PLACE SECARA PERCUMA
KEMENTERIAN SUMBER MANUSIA (KSM) mempelawa warganegara Malaysia yang berkelayakan untuk memohon bagi mengikuti Program Train and Place yang dilaksanakan bagi mempertingkat dan menjamin peluang pekerjaan
kepada warganegara Malaysia.
Syarat dan Kelayakan
1. Program ini terbuka kepada :
i. Pekerja yang diberhentikan
ii. Siswazah menganggur
iii. Belia Menganggur
2. Pemohon perlu terlebih dahulu berdaftar dengan portal JobsMalaysia di www.jobsmalaysia.gov.my
Tempoh Latihan
Latihan akan dijalankan pusat latihan yang dilantik oleh Kementerian Sumber Manusia bagi tempoh 1 hingga 6 bulan
Cara Memohon
Permohonan hendaklah menggunakan Borang Permohonan yang disediakan seperti dilampirkan atau secara on-line melalui portal www.jobsmalaysia.gov.my.
Yuran Latihan / Elaun Sara Diri
1. Yuran latihan adalah ditanggung oleh Kementerian Sumber Manusia
2. Pelatih akan diberikan elaun sara diri minima RM500.00 sebulan.
Alamat
Borang Permohonan yang telah lengkap diisi hendaklah dikemukakan ke alamat berikut :
Ibu Pejabat
Jabatan Tenaga Kerja Semenanjung Malaysia
Aras 5, Blok D3, Parcel D
Pusat Pentadbiran Kerajaan Persekutuan
62530 PUTRAJAYA
Pertanyaan
Sebarang pertanyaan boleh dikemukakan melalui talian 03-88889111 (Bahagian Perkhidmatan Pekerjaan)

Yeah, there are some similarities and also differences (allowance, duration, location of training among them) between the programs (bro Novinthen says its different scope and agenda). For me, its just some minor differences which can be streamlined. I hope the poor graduates are not confused on which to apply for. As it is, they graduated with much difficulty form IPTA/IPTS and under pressure from not securing a job. They may end up applying for all schemes, and create unnecessary paperwork for the staff. Maybe the ministry should think about consolidating the schemes. Maybe can save some money too. Saving money schemes (especially the ones that don’t involve price hikes -i used price hike because its shorter to type than the s-u-b-s-i-d-y  r-a-t-i-o-n-a-l-i-s-a-t-i-o-n  or  u-p-w-a-r-d  p-r-i-c-e  a-d-j-u-s-t-m-e-n-t ) would be liked by rakyat.

Poverty line a moving target

/* July 18th, 2010 by poobalan | View blog reactions No comments »
 Subscribe in a reader | Subscribe to poobalan.com by Email


so says the MCA chief, and I agree with him. No point updating our GDP, CPI, and other 3 or 4 letter abbreviated indicators, but forget to update the poverty line. Is RM700 per household low-income or hardcore poor?

Malaysia has not yet eradicated poverty but it does not mean the policies implemented over the years to ease the problem were ineffective, said MCA president Datuk Seri Dr Chua Soi Lek.

The fight against poverty, he added, is a never-ending process and the poverty line was always a “moving target.”

“There should be a natural adjustment to push the poverty line upwards after taking into consideration the inflationary impact and the spending power of households,” Dr Chua said when addressing the ICAPP Conference on Poverty Alleviation here yesterday.

He said some of the policies involving poverty eradication had indirectly led the country into an income trap.

“Various surveys conducted over the years suggest that Malaysia’s strong income growth is only applicable to the top 20% of the income earners, while the bottom 40% experienced the slowest growth, with an average income of only RM1,222 in 2008,” he said in a press statement.

In order to solve the problem, he said the New Economic Model (NEM) aimed to double the country’s current per capita income of RM23,000 to RM49,500 by 2020.

Kg Buah Pala a false promise?

/* July 17th, 2010 by poobalan | View blog reactions No comments »
 Subscribe in a reader | Subscribe to poobalan.com by Email


Citizen Journalist Arvind Raj interviewed few folks of Kg Buah Pala to find out what’s happening:

So, would their hope of getting/buying the land that belongs to Federal Government will become a reality?