Posts Tagged ‘Poverty’

Insurance for the poor registered under eKasih

May 26th, 2011
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This is a good idea since it provides a safety net in case the head of the household dies. As its well documented that those in the low income background and underserved communities are more susceptible to illness, poverty, occupational hazard, and social ills, which can  lead to death, this insyurance scheme is well placed to provide temporary reprieve to the family who may have lost their sole breadwinner.

Only thing is the the amount is a bit low (RM10k to RM20k). I think it should be raised to RM30k  – RM50k, which of course will involve more cost for the government. Maybe can do it in stages. The RM10k sometimes is used up to settle debts and other expenses, and not to plan for future.

 

 

Women, Family and Community Development Minister Datuk Seri Shahrizat Abdul Jalil yesterday presented compen­sation money amounting to RM295,000 to 19 low-income families in Selangor whose heads of household had died.

She said insurance protection was among the initiatives under the National Key Results Area (NKRA) to give financial aid to low-income families when the heads of household were deceased.

The Government began providing life insurance protection against death or permanent disability to low-income families early this year.

“The insurance protection is given to heads of households, their spouses and their children under three schemes: life insurance, accident insurance and death khairat (benefits),” she said yesterday.

“All heads of households registered with the e-Kasih system under the Prime Minister’s Department up to January this year are eligible for protection under the schemes.”

She said the Government had allocated RM12mil to pay the annual insurance premiums to Allianz General Insurance Company (M) Bhd for 100,000 families nationwide.

“Allianz has paid compensation amounting to RM3mil following the death of about 200 heads of households,” she said.

Shahrizat said that in cases of death, the next of kin would get compensation of RM10,000 but if the head of a household sustained a permanent disability, he would get RM20,000, his spouse RM10,000 and his children RM5,000. — Bernama

source: http://thestar.com.my/news/story.asp?file=/2011/5/26/nation/8760620&sec=nation

more non-Malays get aid from NS Welfare Dept

April 28th, 2011
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Hmm…does it mean got lots of poor non-Malays in Negeri Sembilan? BTW, it would have been good to have the breakdown of the allocation and recipients, so that can be more transparent.

Interesting to note that in the span of 7 years, the number of recipients increased 5 fold.

The correct way is to provide without looking at the race or religion. If poor, means poor la. Not poor Malay or poor Indian etc.

I just hope the term hardcore poor, poor and low income is updated. RM450 is not hardcore poor, but worse than that. I think hardcore poor should be upgraded to those household earning RM750 and below while poor should be from RM751 to 1500. Low income should be from Rm1501 to RM3000.

THE number of non-Malays getting financial aid from the Welfare Department in Negri Sembilan is higher than the number of Malays, said Mentri Besar Datuk Seri Mohamad Hasan.

He said talk that the state government only gave financial aid to needy Malays was not only baseless but is akin to a “hate campaign” against the state leadership.

“There are voices here and there which say that the state government only gave aid to Malays. It is sad that some people are willing to stoop so low and spread lies to discredit the state government,” he said at a meet-the-people session organised by the Rembau MIC at Bandar Seremban Selatan.

Citing an example, Mohamad said when he took over the state leadership in 2004, the number of people receiving monthly aid from the Welfare Department was just above 4,000.

“At the end of December last year, the number of recipients increased to 21,875. The state government spends close to RM5mil a month to give out aid to the needy and non-Malays account for more than half the number,” he said, adding that RM60mil was allocated annually for this purpose.

Mohamad said the number had surged almost five-fold after his government introduced the social security and safety net plan.

“I am proud to say that we do not have hardcore poor in Negri Sembilan today due to our social security and safety policy,” he said.

Under the programme, households with total earnings less than RM450 a month were given aid by the department.

“The people are also given aid by other agencies such as the local councils, Negri Sembilan Foundation as well as by Barisan Nasional assemblymen,” he said adding that the majority of the 1,115 people who received allowances in his constituency were also non-Malays.

Mohamad however, said the Malays also received allowances and aid from the state Islamic Affairs Council and Baitulmal.

The aid is given out from the zakat (tithe) paid by Muslims.

He said any individual, irrespective of race, colour or creed would be given aid as long as he or she was eligible.

“Our agenda is to strengthen unity. Negri Sembilan is a progressive state because we give priority to strengthen unity that has been long built by our forefathers,” he said.

Mohamad said the state received RM5.1bil in investments last year and this showed that foreigners had faith in the country’s system.

In a separate event, Mohamad handed out financial aid amounting to RM40,000 to needy families.

He also presented revision books and monetary rewards to students who did well in their UPSR, PMR, SPM and STPM examinations.

Some 4,000 people, including MIC president Senator Datuk G Palanivel, information chief Datuk V.S. Mogan and former vice-presidents Datuk M. Muthupalaniappan and Datuk S. Sothinathan attended the event.

Earlier, Palanivel received forms from some 600 new members to join the MIC.

Palanivel also gave out loans totalling RM60,000 from Amanah Ikhtiar Malaysia to allow women to venture into business.

source: http://thestar.com.my/metro/story.asp?file=/2011/4/28/central/8557298&sec=central

90 SJKT Taman Permata students get free lunch for 1 year

March 23rd, 2011
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ABOUT 90 underprivileged children from SJK (T) Taman Permata, Dengkil, were delighted to know that Living Hope Malaysia is sponsoring them with lunch for a year. The children sometimes have to stay behind after school for extra classes and majority did not have money to buy lunch.

Living Hope founder and chairman Dr Peggy C. Wong presented a mock cheque for RM27,000 to the school’s assistant headmistress Uma Perumal.

The program was started in 2010 by former headmaster Muthiah Sithambaram.

A total of 90 children from Standard 3 to Standard 6 will be fed.

“We are very happy to help these children so that they will be able to concentrate on their studies and not feel faint and sleepy in the afternoon.

“We thank our donors for their love and compassion for the poor and for partnering us,” Dr Wong said..

Living Hope Malaysia, founded in July 2007, is the corporate social responsibility arm of Living Hope Resources (M) Sdn Bhd that aspires to be the voice of the unheard and a champion of the poor, needy and marginalised children living in Malaysia and internationally.

It acts as a bridge by connecting generous donors with needy children. Sponsorship (cash or in kind) is channelled directly to the beneficiaries.

Living Hope is run by a dedicated group of volunteers whose motivation is to inspire hope in needy children for a better future.

source: http://thestar.com.my/metro/story.asp?file=/2011/3/19/central/8286027&sec=central

Urban poor Indians should go back to estate says Palanivel

March 7th, 2011
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Most important news today is not the by-elections, but the comments made by MIC President Palanivel below (The Star has a similar story, without the last 4 paragraphs):

MIC president Datuk G. Palanivel has asked members of the Indian community, who are unable to make a living for themselves in towns and cities, to come back and work in the plantation sector, including in estates owned by government-linked companies.

Palanivel, who is deputy plantation industries and commodities minister, said the government had agreed to a minimum wage of about RM700 a month for the sector, compared to RM300 previously.

There were also other facilities available in estates, including free transportation for students in estate areas and free housing, he said, adding that the cost of living in estates was also low.

“The ties among estate communities are also close and the environment is secure because they are guarded round-the-clock,” he told reporters after visiting the party’s community service centre at Wisma MIC here.

He explained however that the call was meant for those who were unable to get used to urban life and were mired in hardships, particularly single mothers.

He said estates owned by GLCs such as Sime Darby were facing a shortage of workers.

Rather than taking foreign workers from Indonesia and Bangladesh, it would be better that the shortage be filled by Malaysians, he said.

Palanivel added that poverty was among problems faced by the community and that the MIC was striving to find a solution to it.

On whether the Indian community now recognised the MIC after rejecting the party in the 2008 general election, Palanivel said he was confident that the community would support the party in the coming election.

On the demonstrations staged by Hindraf in the national capital last month, Palanivel said the protest was not about fighting for the Indian community.

“I want to ask you, was the demonstration held to uphold the struggle for the Indian community, to highlight problems of poverty? The demonstration was against the use of the novel ‘Interlok’.

“They are not fighting for the Indian community,” he said. — Bernama

OK, i’ll skip the part about Hindraf, Interlok and fighting for the Indian community.

The highlighted parts above seems to indicate the positive things of relocating to estates.

Now, let’s look at the situation of estate workers who worked in estates owned by GLCs for last 20 to 50 years. Are their situation better off now? Why do we hear about “squatters”, “eviction”, “poverty” etc when talking about estate workers? Is having the above “other facilities” enough? Free housing for how long? Is it free housing or free accommodation? Kind of misleading right? Can these people dream of their own house, or will be evicted later? When we are talking about Wi-Fi in interiors areas of Pahang/Sarawak, MIC president is talking about free transport, 24/7 security, and ‘free housing”.  Is this proof that Indian community is so poor until basic needs are still yet to be fulfilled?

Next RM700, yes its basic pay, and if work hard, can earn up to RM1500. There’s a big IF because of the price of the commodity will fluctuate.  And really, is fair to compare RM700 that a foreign worker can earn to RM700 a local can earn? The foreign workers can scrimp and live on shoestring budget, but locals have many expenses – from food for family, insurance (a big if here) to Astro (yeah, its a necessity now – even setinggan [squatter] area have them),  medical bills, education etc. With prices increasing rapidly, I don’t think rural areas will be left out. Even RM1500 also won’t be enough for a family of 3 or 4.

Moving on, how’s the school conditions in estates? Obviously, if the enrollment increases due to “returning back”, schools will have more clout to demand better infrastructure. But remember, the schools still sit on private land. No guarantees that anything will change.  Can we see 1Malaysia clinic in the estates? How about the Community Broadband Centres in estates? Got or not?

Living in rural areas like estate, the children will lose a lot in terms of exposure. How likely are they to mix around with other Malaysians? Instead they may pick up foreign habits and languages.

I know of some Malay folks who move back to their villages due to hardship. The reasons above are valid – lower cost of living, less pressure, better community ties. The BIG difference is that these folks have their own ancestral land, not work for other people.  I would love to have heard the MIC President say that the poor Indian families should relocate to rural areas and government will assist by giving them some land. Now, that will be helpful in a big way. Of course, if you expect these single mothers/poor folks to easily learn how to tap rubber or harvest oil palm, then surely can have same faith that they are able to till their own plot of land.

I would have been proud if the MIC President said that agriculture is a good industry and MIC would help to create more entrepreneurs or farmers by some special scheme. Instead, its just encouragement to be blue-collar, semi-skilled labor. Still be poor, but in different environment. Worse still, be dependent on the estate for basic facilities.

I think the estate environment needs much more improvement, but sadly, its not possible in near future. Thus the call for some folks to go work in estate is inappropriate at this point of time. If wrongly done, we’ll be condemning them to another long vicious cycle of poverty and subservience.

It is better to help the folks to adjust to life in their current location rather than suggesting relocation.

I too wonder, what would the reaction be if Palanivel suggests that other poor urban Malaysians (read: Malays and Chinese) also relocate to estates? Apa macam, bolehkah? What is good for the goose, should be good for the gander too, no? Or is it  a case of “hey, we need cheap labor. Why not make use of the hardworking Indians? Bring them back to estates and we can avoid taking foreign workers and paying levy. They worked hard for last 50 years. Surely can employ them again for next 50.”.

Oh ya, how about banning toddy and samsu first?

I think Palanivel made a big blunder here. Not sure who cooked up this idea for him to announce.

 

 

Tenang by-election and Indians

February 10th, 2011
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The recently concluded Tenang by-election saw BN candidate winning with a higher majority of 3707 as compared to 2008 General Elections, but still below the target set by the DPM. This may be partially due to the flood causing voter turnout to be about 67% only. According to Election Commission turnout is 66.7% which is a fall of 6.8% from the 73.5% turnout at the 2008 general election.  BTW, previous majority was 2,492.

An analysis by Naragan on the Indian voters shows the below (I’m not sure of the source of the data). He also did a write up on the possible impact of HRP, but I’m not going into that at the moment.

2008 2011
Total Indians voted 1104 694
Indian votes for BN 550 555
Indians voted for PR 554 144

Tony Pua also tweeted that 80% of the Indian voters voted for BN but the turnout was about 23% less.

I’m continuing with the assumption that the statistics above are correct. If anyone has the updated/correct stats, do let me know.

The total Indian voters are at 12% numbering about 1,754 voters. We can see from above that the turnout dropped nearly 40% and the votes for BN remains similar.  The votes for PR suffered tremendously as it dropped by about 75%. What does this mean? The makkal not interested to vote for PR as before and also not interested to vote for BN as well? Also, nearly 2/3 did not turn up to vote, which is more alarming! Bear in mind, of the 1754, 1100 are MIC members. Looks like MIC have lot of work to do.  Yes, they got 80% of the votes but its very misleading as the turnout is much less, and most voters who voted for PR did not turn up. In fact, the MIC Johor boss expected 80% of the TOTAL voters to vote for BN, and they actually got only about half of that.

However, two replies I got via twitter saying:

1. overall 73 percent indians voted for bn – source

2. total voters is 1740 turnout varies according to peti undi from 75 to 96 percent – source

And its said to be first-hand info.

Regardless of this, my opinion is that even if all of them voted, it would have not changed the results of this by-election.

The political parties have big KPI for Tenang Indians: ensure at least 80% of the Indian voters turn up to vote in next election.

I’m amused to read the story below from Malaysiakini, talking about the Indians in Tenang.  Read it and wonder if its one reason why voter turnout is low – the makkal think PR won’t be able to help, or that BN already helping enough, and the election result is foregone conclusion. So why bother voting?

The soaring price of rubber and palm oil has brought windfall to the residents of Tenang, with some Chinese estate owners and Malay Felda settlers reaping a monthly income of RM10,000.

However, most of the Indians voters in Tenang are struggling with rising living costs while still stuck with their monthly RM600 pay from giant plantation companies.

NONELabis Utara estate is one such Indian estate settlement in the constituency. Some 30 families are residing in their tiny yellow houses with two rooms, provided by their employer, Sime Darby.

This British colony heritage – providing free basic accommodation to workers and their families with meagre wage – has trapped the Indian community in poverty for three generations.

Although the official working hours are from 7am to 2pm, most are forced to toil overtime for the extra RM4 per hour, in order to hit the RM1,000 monthly income mark.

Those in other estates within the constituency namely Sungai Labis estate, Voules estate and Bukit Datok estates, display the same undying faith in the system.

Woeful living conditions

Labis Utara estate is only a 10-minute drive from Labis town but a large part of the road leading to the estate remains unpaved and is sometimes inundated after day-long rains, cutting the residents’ only access to town.

Despite the poor living conditions, a visit to Labis Utara by Malaysiakini found that many of the voters there remain staunch BN supporters.

To them, the BN and MIC are their only hope and the free accommodation, 50 percent school transport subsidy for their children and free public medical service are more than enough to ensure their loyalty.

They were well aware that the Felda settlers’ living standards have risen over the past 30 years compared to their stagnation, but the idea of switching their loyalty to the opposition had apparently never crossed their mind.

NONE“The MIC is more reliable than my own children,” said P Kunasegaran, 51, (right) who lost the ability to walk in an accident in 1995.

He added that supporting the BN is the bequest left to him by his late father.

“Before he died, he asked me to support the BN. I have voted five or six times for the BN. I also asked my children to support the BN.”

Abandoned parents’ total faith

The father of six, who now relies on his wife who earns RM400 as a cleaner at the Sime Darby office, said all his children had abandoned their parents.

“That’s why I say the BN and MIC are more reliable than my children. I will never support others. When I met with the accident, it was an MIC member who sent me to the hospital.”

Asked whether the government could have could have helped out his community through a scheme similar to that of Felda, Kunasegaran hesitated awhile but still maintained his loyalty.

“Even if that’s the case, I’m still thankful to the government. Hinduism teaches us to appreciate even the smallest help. Former MIC president S Samy Vellu is like my god.”

As for M Devi, 36, who earns RM400 a month as a Sime Darby office assistant, her reason for supporting the ruling coalition is simple – her employer had paid for her medical bill twice, when she gave birth to her two children at the Segamat government hospital.

Life jacket promise feeds faith

Her husband S Narayan, 45, has more reasons to support the BN as the MIC had assisted him to land him a cleaner’s job with Johor waste management contractor, Southern Waste.

“Before that I was a worker in an oil palm estate. I’m the envy of many people in this area! I can earn up to RM1,300 a month if I work overtime.”

Another couple, M Panirselpam, 49, and R Santhi, are the third generation of estate workers here.

NONEThey were both with Sime Darby estate earning a total monthly income of RM1,000 before Santhi (left) was diagnosed with Osteophytes (a type of bone spur, or bony projections that form along joints) which forced her to stop working.

“Earlier the MIC had promised that they would assist children who could get into higher education institutions. This is quite attractive to me because I want my children to be freed from such poverty,” said Panirselpam.